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	    Stephanie Holmes-Winton | Advisor.ca	</title>
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	<link>http://www.advisor.ca</link>
	<description>Advisor.ca is a go-to resource for Canadian retail financial advisors, covering news about financial markets, insurance, investments, practice management, and tax and estate planning needs.</description>
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		<title>Debt denial still runs deep</title>
		<link>http://www.advisor.ca/my-practice/debt-denial-still-runs-deep-73607?rss=yes</link>
		<comments>http://www.advisor.ca/my-practice/debt-denial-still-runs-deep-73607#comments</comments>
		<pubDate>Tue, 28 Feb 2012 19:22:08 +0000</pubDate>
		<dc:creator>SL.temp</dc:creator>
				<category><![CDATA[My Practice]]></category>

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                                    <description><![CDATA[Sometimes I feel like we need a new word for debt—it seems advisors worry that if they discuss debt, they’ll attract clients with more of it.]]></description>
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		<title>Why less can be more in 2012</title>
		<link>http://www.advisor.ca/investments/market-insights/why-less-can-be-more-in-2012-69844?rss=yes</link>
		<comments>http://www.advisor.ca/investments/market-insights/why-less-can-be-more-in-2012-69844#comments</comments>
		<pubDate>Fri, 13 Jan 2012 17:36:35 +0000</pubDate>
		<dc:creator>SL.temp</dc:creator>
				<category><![CDATA[Market Insights]]></category>

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                                    <description><![CDATA[In 2012, giving your clients the advice they need can help them pay off more debt, and less debt is certainly smart way to gain more wealth!]]></description>
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		<title>Profit and promises</title>
		<link>http://www.advisor.ca/my-practice/profit-and-promises-65096?rss=yes</link>
		<comments>http://www.advisor.ca/my-practice/profit-and-promises-65096#comments</comments>
		<pubDate>Wed, 16 Nov 2011 15:25:24 +0000</pubDate>
		<dc:creator>jaq</dc:creator>
				<category><![CDATA[My Practice]]></category>

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                                    <description><![CDATA[Recently, I had the pleasure of speaking at the 'Investing in YOU' conference for female advisors held in Vancouver.  I do love to talk. My mother used to say if I could figure out how to get paid for talking, I’d be rich.]]></description>
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		<slash:comments>1</slash:comments>
                                            </item>
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		<title>Creating high net value clients</title>
		<link>http://www.advisor.ca/news/dac-creating-high-net-value-clients-64575?rss=yes</link>
		<comments>http://www.advisor.ca/news/dac-creating-high-net-value-clients-64575#comments</comments>
		<pubDate>Tue, 15 Nov 2011 17:30:05 +0000</pubDate>
		<dc:creator>SL.temp</dc:creator>
				<category><![CDATA[News]]></category>

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                                    <description><![CDATA[Most wealthy people became wealthy while using debt at some point, so why would we assume they aren’t still using debt?  Many great clients are great because they’ve got huge incomes, but that doesn’t mean they are making the most of them.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Own your clients&#8217; debt</title>
		<link>http://www.advisor.ca/my-practice/own-your-clients-debt-56936?rss=yes</link>
		<comments>http://www.advisor.ca/my-practice/own-your-clients-debt-56936#comments</comments>
		<pubDate>Thu, 08 Sep 2011 19:00:11 +0000</pubDate>
		<dc:creator>jaq</dc:creator>
				<category><![CDATA[My Practice]]></category>

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                                    <description><![CDATA[75% of our best clients have debt and it doesn’t have to be this way but our clients need us to change. ]]></description>
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		<title>Financial personality test</title>
		<link>http://www.advisor.ca/my-practice/know-your-clients-financial-personalities-52725?rss=yes</link>
		<comments>http://www.advisor.ca/my-practice/know-your-clients-financial-personalities-52725#comments</comments>
		<pubDate>Mon, 15 Aug 2011 14:47:13 +0000</pubDate>
		<dc:creator>jaq</dc:creator>
				<category><![CDATA[My Practice]]></category>
		<category><![CDATA[Your Clients]]></category>

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                                    <description><![CDATA[It is just past the halfway mark and so far 2011 has been a pretty busy year for me. ]]></description>
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		<title>Borrowing like magpies</title>
		<link>http://www.advisor.ca/my-practice/borrowing-like-magpies-50323?rss=yes</link>
		<comments>http://www.advisor.ca/my-practice/borrowing-like-magpies-50323#comments</comments>
		<pubDate>Tue, 07 Jun 2011 14:36:32 +0000</pubDate>
		<dc:creator>jaq</dc:creator>
				<category><![CDATA[My Practice]]></category>
		<category><![CDATA[Your Clients]]></category>

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                                    <description><![CDATA[Being from Nova Scotia, I have never seen a magpie. When I visit other provinces that are full of them, everyone laughs when I have asked… What are those pretty black and white birds? 
]]></description>
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		<title>Debt: Why drown to learn how to swim?</title>
		<link>http://www.advisor.ca/my-practice/debt-why-drown-to-learn-how-to-swim-43977?rss=yes</link>
		<comments>http://www.advisor.ca/my-practice/debt-why-drown-to-learn-how-to-swim-43977#comments</comments>
		<pubDate>Mon, 11 Apr 2011 15:30:36 +0000</pubDate>
		<dc:creator>jaq</dc:creator>
				<category><![CDATA[My Practice]]></category>
		<category><![CDATA[Your Clients]]></category>

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                                    <description><![CDATA[Sometimes we all need to reassess ourselves. Sometimes we all need to step back and examine where it is we are going and where we have been. In writing this column for Advisor.ca, it is probably time that I reevaluate my stance.]]></description>
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                                            </item>
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		<title>What debt issue?</title>
		<link>http://www.advisor.ca/my-practice/what-debt-issue-41963?rss=yes</link>
		<comments>http://www.advisor.ca/my-practice/what-debt-issue-41963#comments</comments>
		<pubDate>Wed, 16 Mar 2011 15:11:50 +0000</pubDate>
		<dc:creator>Avro</dc:creator>
				<category><![CDATA[My Practice]]></category>
		<category><![CDATA[Your Clients]]></category>

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                                    <description><![CDATA["There’s nobody here but us chickens with no debt issues" or at least that’s what Helmut Pastrick, chief economist of Central 1 Credit Union - the umbrella group for credit unions in British Columbia and Ontario - would have you believe.
]]></description>
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		<title>Give the people what they want</title>
		<link>http://www.advisor.ca/my-practice/give-the-people-what-they-want-14778?rss=yes</link>
		<comments>http://www.advisor.ca/my-practice/give-the-people-what-they-want-14778#comments</comments>
		<pubDate>Wed, 09 Feb 2011 16:33:00 +0000</pubDate>
		<dc:creator>Avro</dc:creator>
				<category><![CDATA[My Practice]]></category>
		<category><![CDATA[Your Clients]]></category>

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                                    <description><![CDATA[There has been a distinct change in our society’s social contract. Especially since the drastic increase in market volatility which started in 2008. The old deal we’d all signed up for is dying and the bigger companies - in particular the financial services companies - are having a great deal of trouble accepting this.]]></description>
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