Back to Article:

How net cost of pure insurance affects policies

Add a comment

Have your say on this topic! Comments are moderated and may be edited or removed by
site admin as per our Comment Policy. Thanks!


John Kimpton

Great article, as always, Kevin. Should the deduction discussion not include the qualification that deductibility is only to the extent of the ratio between loan balance and insurance amount? Omitted, the reader might infer that the entire NCPI is deductible. Perhaps this is a more granular item that will come up in the next article you mention. Thank you for all you do for CALU and the industry.

Wednesday, Jan 3, 2018 at 1:47 pm Reply


This is Wark’s reply: “Yes, the pro-ration of the deduction based on the insurance-to-loan amount is a detail that I planned to address in the next article.”

Wark’s next article will appear later this month.—The editors

Wednesday, Jan 3, 2018 at 2:30 pm