Persistent low interest rates and changes in regulatory and accounting requirements are altering the way insurance carriers do business; and that’s trickling down to the way advisors who place life and health policies work with clients.
Senior Editor Dean DiSpalatro keeps a close eye on changes, both rapid and glacial, in the insurance space.
He’s found that as baby boomers age, more questions are emerging about how to resolve cross border tax problems emerging for heirs, and that advisors need to be prepared to assist clients who’ve misplaced crucial insurance paperwork.
For those working with clients just starting to weigh their insurance options, check out the Faceoff he moderated on the merits of whole and universal life.
Here’s a list of his stories on the topic:
Read more from Dean DiSpalatro and Follow @DeanDiSpalatro