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Industrial Alliance Insurance and Financial Services Inc. have launched EquiBuild, a flexible UL insurance product.

The providers say EquiBuild offers strong guaranteed surrender values, an annual bonus and a competitive MER. They add it combines liquidity, growth and security for investors who want to grow their wealth.

EquiBuild policy owners could receive an annual bonus, which can be used to purchase paid-up additional insurance or to invest in an accumulation fund. The bonus is calculated annually based on the declared return on the EquiBuild Fund, less the threshold of 3.5%. The EquiBuild Fund includes a guaranteed return of 5.5% through 2019.

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