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	<title>Advisor.ca &#187; Estate Planning</title>
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	<description>Advisor.ca is a go-to resource for Canadian retail financial advisors, covering news about financial markets, insurance, investments, practice management, and tax and estate planning needs.</description>
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		<title>Make the most of cottage season</title>
		<link>http://www.advisor.ca/news/economic/make-the-most-of-cottage-season-79304?rss=yes</link>
		<comments>http://www.advisor.ca/news/economic/make-the-most-of-cottage-season-79304#comments</comments>
		<pubDate>Fri, 17 May 2013 16:57:58 +0000</pubDate>
		<dc:creator>Staff</dc:creator>
				<category><![CDATA[Economic]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Tax News]]></category>

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		<description><![CDATA[Heading to the cottage? So are your clients. So learn how to help them protect their treasured assets from taxes.]]></description>
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		<title>Use an NPO to hold recreational property</title>
		<link>http://www.advisor.ca/tax/tax-news/save-tax-make-vacation-home-a-club-59053?rss=yes</link>
		<comments>http://www.advisor.ca/tax/tax-news/save-tax-make-vacation-home-a-club-59053#comments</comments>
		<pubDate>Fri, 17 May 2013 10:00:12 +0000</pubDate>
		<dc:creator>Lorne Saltman </dc:creator>
				<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Industry News]]></category>
		<category><![CDATA[Tax News]]></category>

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		<description><![CDATA[NPOs offer a new solution to an old problem with recreational property. ]]></description>
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		<slash:comments>3</slash:comments>
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		<title>Help special-needs clients have enough for the future</title>
		<link>http://www.advisor.ca/tax/estate-planning/help-special-needs-clients-have-enough-for-the-future-72908?rss=yes</link>
		<comments>http://www.advisor.ca/tax/estate-planning/help-special-needs-clients-have-enough-for-the-future-72908#comments</comments>
		<pubDate>Fri, 17 May 2013 10:00:07 +0000</pubDate>
		<dc:creator>Doug Watt</dc:creator>
				<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[My Practice]]></category>

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		<description><![CDATA[The Problem - Joanne is getting to an age where she can no longer care for her son&#8217;s day-to-day needs. The two are living in a bungalow&#8212;owned by Joanne, with a tenant&#8212;but they have not prepared financially to deal with Jack&#8217;s needs when Joanne passes away.]]></description>
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		<title>More Canadians snapping up vacation homes</title>
		<link>http://www.advisor.ca/news/industry-news/more-canadians-snapping-up-vacation-homes-117251?rss=yes</link>
		<comments>http://www.advisor.ca/news/industry-news/more-canadians-snapping-up-vacation-homes-117251#comments</comments>
		<pubDate>Thu, 16 May 2013 15:17:20 +0000</pubDate>
		<dc:creator>Staff</dc:creator>
				<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Industry News]]></category>

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		<description><![CDATA[Since interest rates are so low, more Canadians are purchasing recreational property.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Sequence of retirement meetings</title>
		<link>http://www.advisor.ca/retirement/sequence-of-retirement-meetings-91408?rss=yes</link>
		<comments>http://www.advisor.ca/retirement/sequence-of-retirement-meetings-91408#comments</comments>
		<pubDate>Wed, 08 May 2013 09:55:30 +0000</pubDate>
		<dc:creator>Christopher Mason</dc:creator>
				<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Retirement]]></category>

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		<description><![CDATA[Ian Adams of ScotiaMcLeod suggests the following timeline.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>When there’s not a will</title>
		<link>http://www.advisor.ca/tax/estate-planning/when-theres-not-a-will-105571?rss=yes</link>
		<comments>http://www.advisor.ca/tax/estate-planning/when-theres-not-a-will-105571#comments</comments>
		<pubDate>Mon, 06 May 2013 17:45:11 +0000</pubDate>
		<dc:creator>John Lorinc</dc:creator>
				<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Industry News]]></category>

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		<description><![CDATA[Here's what to do when your client’s parent dies intestate.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Marriage contracts protect assets</title>
		<link>http://www.advisor.ca/tax/estate-planning/marriage-contracts-protect-inheritances-105575?rss=yes</link>
		<comments>http://www.advisor.ca/tax/estate-planning/marriage-contracts-protect-inheritances-105575#comments</comments>
		<pubDate>Mon, 06 May 2013 10:00:06 +0000</pubDate>
		<dc:creator>Margaret O’Sullivan</dc:creator>
				<category><![CDATA[Estate Planning]]></category>

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		<description><![CDATA[If your client’s getting married, she may want to create a marriage contract. That’s because in some jurisdictions there’s a default regime for property division between spouses when the marriage ends, and she may not like the results.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Trusts are essential to estate planning</title>
		<link>http://www.advisor.ca/news/industry-news/trusts-are-essential-to-estate-planning-90205?rss=yes</link>
		<comments>http://www.advisor.ca/news/industry-news/trusts-are-essential-to-estate-planning-90205#comments</comments>
		<pubDate>Wed, 24 Apr 2013 10:00:09 +0000</pubDate>
		<dc:creator>Staff</dc:creator>
				<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Industry News]]></category>
		<category><![CDATA[My Practice]]></category>

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		<description><![CDATA[More than half of Canadians (55%) have written a will, but very few have included trusts as part of their estate plans, says a new CIBC poll. This is a mistake, since they have countless benefits for your clients. ]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Book succession battle ends up in tax court</title>
		<link>http://www.advisor.ca/tax/tax-news/book-succession-battle-ends-up-in-tax-court-112839?rss=yes</link>
		<comments>http://www.advisor.ca/tax/tax-news/book-succession-battle-ends-up-in-tax-court-112839#comments</comments>
		<pubDate>Wed, 24 Apr 2013 09:59:39 +0000</pubDate>
		<dc:creator>Doug Carroll</dc:creator>
				<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Industry News]]></category>
		<category><![CDATA[Tax News]]></category>

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		<description><![CDATA[Faceoff between brokerage and advisor’s estate heats up.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Best ways to mature RRSPs</title>
		<link>http://www.advisor.ca/retirement/best-ways-to-mature-rrsps-91240?rss=yes</link>
		<comments>http://www.advisor.ca/retirement/best-ways-to-mature-rrsps-91240#comments</comments>
		<pubDate>Wed, 24 Apr 2013 09:55:03 +0000</pubDate>
		<dc:creator>Francys Brown</dc:creator>
				<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Tax News]]></category>

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		<description><![CDATA[Your client wants the highest, most consistent income stream possible.]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Sell a business and reduce taxes</title>
		<link>http://www.advisor.ca/tax/estate-planning/sell-a-business-and-reduce-taxes-92397?rss=yes</link>
		<comments>http://www.advisor.ca/tax/estate-planning/sell-a-business-and-reduce-taxes-92397#comments</comments>
		<pubDate>Tue, 23 Apr 2013 12:50:18 +0000</pubDate>
		<dc:creator>Paul McLaughlin</dc:creator>
				<category><![CDATA[Estate Planning]]></category>

		<guid isPermaLink="false">http://www.advisor.ca/?p=92397</guid>
		<description><![CDATA[You can sell or transition your business without writing Revenue Canada a huge cheque]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Beware when clients co-sign mortgages</title>
		<link>http://www.advisor.ca/tax/estate-planning/beware-when-clients-co-sign-mortgages-88197?rss=yes</link>
		<comments>http://www.advisor.ca/tax/estate-planning/beware-when-clients-co-sign-mortgages-88197#comments</comments>
		<pubDate>Mon, 22 Apr 2013 10:00:08 +0000</pubDate>
		<dc:creator>Lisa MacColl</dc:creator>
				<category><![CDATA[Estate Planning]]></category>

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		<description><![CDATA[Jennifer didn’t understand the full impact of co-signing and has little time to resolve the problem. The advisor must scramble to find a solution.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Perils of joint ownership</title>
		<link>http://www.advisor.ca/tax/estate-planning/perils-of-joint-ownership-85892?rss=yes</link>
		<comments>http://www.advisor.ca/tax/estate-planning/perils-of-joint-ownership-85892#comments</comments>
		<pubDate>Thu, 18 Apr 2013 10:00:18 +0000</pubDate>
		<dc:creator>Staff</dc:creator>
				<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Tax News]]></category>

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		<description><![CDATA[To avoid wills, some clients put property under joint ownership. It's their biggest asset and they figure, "Why bother with the hassle of a will?"]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>6 ways to trim a tax bill</title>
		<link>http://www.advisor.ca/news/industry-news/6-ways-to-reduce-a-tax-bill-92535?rss=yes</link>
		<comments>http://www.advisor.ca/news/industry-news/6-ways-to-reduce-a-tax-bill-92535#comments</comments>
		<pubDate>Wed, 17 Apr 2013 10:00:53 +0000</pubDate>
		<dc:creator>Francys Brown</dc:creator>
				<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Industry News]]></category>
		<category><![CDATA[Tax News]]></category>

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		<description><![CDATA[Several provinces are cash-strapped, and are looking to collect more tax. Here are some tax considerations that could save your clients thousands. Discuss each as part of your year-end planning meeting.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>When cohabitation agreements are inadequate</title>
		<link>http://www.advisor.ca/tax/estate-planning/when-cohabitation-agreements-are-inadequate-113217?rss=yes</link>
		<comments>http://www.advisor.ca/tax/estate-planning/when-cohabitation-agreements-are-inadequate-113217#comments</comments>
		<pubDate>Wed, 10 Apr 2013 09:59:31 +0000</pubDate>
		<dc:creator>Russell Drago</dc:creator>
				<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[My Practice]]></category>

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		<description><![CDATA[When retirees move in together, they need to consider how they'll handle end-of-life issues.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Don&#8217;t forget obscure U.S. tax deadlines</title>
		<link>http://www.advisor.ca/tax/tax-news/dont-forget-obscure-u-s-tax-deadlines-110991?rss=yes</link>
		<comments>http://www.advisor.ca/tax/tax-news/dont-forget-obscure-u-s-tax-deadlines-110991#comments</comments>
		<pubDate>Mon, 01 Apr 2013 12:46:47 +0000</pubDate>
		<dc:creator>Kevyn Nightingale</dc:creator>
				<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Tax News]]></category>

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		<description><![CDATA[As we enter tax season, here's a reminder of all the different times for personal U.S. tax filings.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New rules to plug gaps in tax regime</title>
		<link>http://www.advisor.ca/tax/tax-news/new-rules-to-plug-gaps-in-tax-regime-111823?rss=yes</link>
		<comments>http://www.advisor.ca/tax/tax-news/new-rules-to-plug-gaps-in-tax-regime-111823#comments</comments>
		<pubDate>Wed, 27 Mar 2013 14:16:49 +0000</pubDate>
		<dc:creator>Vikram Barhat</dc:creator>
				<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Industry News]]></category>
		<category><![CDATA[Tax News]]></category>

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		<description><![CDATA[The 2013 Budget introduced a slew of changes to tax rules in an attempt to plug loopholes.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Protect clients before a third marriage</title>
		<link>http://www.advisor.ca/tax/estate-planning/protect-clients-before-a-third-marriage-105565?rss=yes</link>
		<comments>http://www.advisor.ca/tax/estate-planning/protect-clients-before-a-third-marriage-105565#comments</comments>
		<pubDate>Tue, 26 Mar 2013 12:54:41 +0000</pubDate>
		<dc:creator>Rosemary Smyth</dc:creator>
				<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Industry News]]></category>

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		<description><![CDATA[Your client is planning an elaborate wedding she hopes will erase any memories of previous, ill-considered, unions.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Party’s over for tax-advantaged investing</title>
		<link>http://www.advisor.ca/news/industry-news/party%e2%80%99s-over-for-tax-advantaged-investing-111423?rss=yes</link>
		<comments>http://www.advisor.ca/news/industry-news/party%e2%80%99s-over-for-tax-advantaged-investing-111423#comments</comments>
		<pubDate>Fri, 22 Mar 2013 01:20:10 +0000</pubDate>
		<dc:creator>Melissa Shin</dc:creator>
				<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Industry News]]></category>
		<category><![CDATA[Tax News]]></category>

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		<description><![CDATA[If you’re investing primarily for the tax benefits, stop.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>8 ways clients can manage finances</title>
		<link>http://www.advisor.ca/tax/estate-planning/8-ways-clients-can-manage-finances-92377?rss=yes</link>
		<comments>http://www.advisor.ca/tax/estate-planning/8-ways-clients-can-manage-finances-92377#comments</comments>
		<pubDate>Wed, 20 Mar 2013 10:00:11 +0000</pubDate>
		<dc:creator>James Dolan</dc:creator>
				<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[My Practice]]></category>

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		<description><![CDATA[Invest, spend, and provide wisely once a business is sold]]></description>
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