Curtis Davis, FMA, CIM, RRC, CFP, is senior consultant for tax, retirement and estate planning services, retail markets at Manulife Investment Management.
Curtis Davis, FMA, CIM, RRC, CFP, is senior consultant for tax, retirement and estate planning services, retail markets at Manulife Investment Management.
RRIFs, CERB and working from home have tax implications
Breaking down pension adjustments and other challenges
How passive income rules factor in to the decision
New considerations for incorporated small business owners
Identifying clients’ goals will clarify the choice
Interest income versus the dividend tax credit
Why the measure affecting divorced clients could have a broad impact
An updated look at how clients could be putting refund money to work year-round
The savings account's first decade saw tremendous success, as well as trials and rule changes. What's next?
Inadequate financial literacy can lead to a lack of financial confidence
Demand is rising for both ESG analysis and smart beta strategies
Insights from advisors and investors on how to best serve your book
There’s still room for wins in the dynamic real estate sector, even as interest rates rise
Knowing the answer will help you and your client prepare for incapacity
Know the tax implications when moving into care
A will kit might be free or inexpensive, but it might not be valid
A look at the pros and cons
More support is needed to cope with the pandemic
Examining adjusted aggregate investment income
Can your client claim the PRE after moving to assisted living?
More on pension income splitting for the year of death
Tips for serving clients of all ages
What clients need to know about reporting transactions
Subtle changes mean clients may want to act soon
Tips to avoid cross-border complications
The story behind global intangible low-taxed income
Canadian residents who aren’t U.S. citizens may be surprised to know that U.S. estate tax can apply to them
The lower rate creates opportunities for income splitting
A Tax Court case shows what can happen to unsupported claims
The latest court case highlights the importance of filing on time
Breaking down the tax implications.
Accounting chicanery to watch for ahead of earnings season
Examining policy options in a heated primary season
Lack of regulations means anything goes
Use these tips to protect an inheritance
Help your client choose a vacation property with these tips
A court decision in Nova Scotia has implications for estate planning
Consider these factors before establishing a Henson trust
How Covid-19 may affect loans, earnings and dividends
ETF growth is building proxy power for passive managers
Rates have fallen and can’t get up
Prepare for an assault on market dominance
The process of selling losing investments is fairly straightforward
Find out when your client’s investment income could be subject to the tax on split income
Help clients navigate the new rules
Some features of the RDSP are worlds apart from its RESP cousin
RRIFs, CERB and working from home have tax implications
Breaking down pension adjustments and other challenges
How passive income rules factor in to the decision
Whether accessing funds or inspired to save for the next crisis, here’s what clients need to know
Former cabinet minister John Manley lost a case contesting a policy's "triggering event"
Developing a plan for extracting corporate money
A legal case sounds a note of caution for advisors
Find out what the CRA says about investment income and selling a business
The idea of a “private” trust will slip from the vernacular in 2021, as the government gains new information
Legislation affects disclosures on trusts, real estate and corporations
Steps to limit tax in other jurisdictions
Examining an alternative to trusts
The regulatory regime has not caught up to investors’ needs
As markets wobble, you'll be called upon to offer comfort and perspective — and that's a great thing
Department of Finance expects to gain $350 million by 2024 from proposals
This delay represents a win for industry associations
The Registered Disability Savings Plan requires proper planning
Complex families can have complex needs
Younger clients will enjoy a greater benefit from changes introduced this year
Increases to the program have been put on hold
Reluctant predictions for the decade ahead
Advisors have every reason to boost sustainable investing knowledge
Rather than courting only HNW clients, advisors should look for ways to serve more households
A breakdown of who benefits from the federal government’s proposed annuity
The famous 4% rule won’t work for many clients
Picture this: You have a client – 10 years away from retirement – who comes to you for retirement advice. You spend several hours, maybe…
“What?” you might say, “I didn’t know universal life insurance (UL) had an expiry date!” Relax. You’re right. UL doesn’t come with an expiry date.…
A recent court case illustrates the risks that come with longer lives
Estate planning centres on one main goal: preserving estate assets. While advisors offer planning advice and employ various strategies to reduce the tax liability of…
Testamentary trusts can be a useful tool in creating an estate plan, and ensuring that spouses who remarry, children from previous marriages and disabled children…
The Ontario Superior Court case, Hicks v. Hicks, 2003 CanLii 2132 (ON S.C.), presents some interesting issues regarding trustee liability in situations where a trust…
Be aware of the rules and considerations for a tax-deferred property transfer
Find out the criteria for determining qualified farm property
Avoid these pitfalls to access the lifetime capital gains exemption
Settling different types of property