Curtis Davis, FMA, CIM, RRC, CFP, is senior consultant for tax, retirement and estate planning services, retail markets at Manulife Investment Management.
Curtis Davis, FMA, CIM, RRC, CFP, is senior consultant for tax, retirement and estate planning services, retail markets at Manulife Investment Management.
If clients need liquidity, there are options
RRIFs, CERB and working from home have tax implications
Breaking down pension adjustments and other challenges
How passive income rules factor in to the decision
New considerations for incorporated small business owners
Identifying clients’ goals will clarify the choice
Interest income versus the dividend tax credit
Why the measure affecting divorced clients could have a broad impact
An updated look at how clients could be putting refund money to work year-round
The additional guidance reduces the risk of purchasing a non-compliant annuity
What clients need to know when commuting a DB pension
Clients must answer this question if they’re still working at age 60
Explaining a poorly understood mechanism
Consider these tax-efficient options
Find out what the CRA says about investment income and selling a business
Tips for building emotional intelligence
Find out if your client is still eligible for the PRE
Can your client claim the PRE after moving to assisted living?
More on pension income splitting for the year of death
Tips for serving clients of all ages
Don’t underestimate the behavioural element
Using historical returns to forecast a recovery
A breakdown of who benefits from the federal government’s proposed annuity
The famous 4% rule won’t work for many clients
Advisor's Edge asked 20 banks, asset managers, insurers and advisory firms how they are addressing anti-Black racism
The regulatory regime has not caught up to investors’ needs
As markets wobble, you'll be called upon to offer comfort and perspective — and that's a great thing
Department of Finance expects to gain $350 million by 2024 from proposals
What Seinfeld can teach us about the value of staying the course
The limits of expert systems
Whether accessing funds or inspired to save for the next crisis, here’s what clients need to know
Former cabinet minister John Manley lost a case contesting a policy's "triggering event"
Advisors in breach of provincial regulations could face sanctions
If your business-owner client uses these trusts, special planning is required
Watch out for these issues
A recent Tax Court case debunked a common misconception
Rules govern coordination with other benefits, repayment
The Registered Disability Savings Plan requires proper planning
Complex families can have complex needs
Younger clients will enjoy a greater benefit from changes introduced this year
These organizations’ structures dictate CRA compliance and pandemic support
Be aware of the rules and considerations for a tax-deferred property transfer
Find out the criteria for determining qualified farm property
Avoid these pitfalls to access the lifetime capital gains exemption
Will massive government spending and central bank easing lead to inflation, deflation or both?
How Covid-19 may affect loans, earnings and dividends
ETF growth is building proxy power for passive managers
Rates have fallen and can’t get up
Getting intentional about putting clients first
Industry research can make advisors feel vulnerable. Use that feeling as a call to action.
Be clear about what you stand for, so clients won’t fall for what you don’t
There's a shadow side to likability
A taxpayer was told he owed $4.1 million in taxes
The lower rate creates opportunities for income splitting
A Tax Court case shows what can happen to unsupported claims
The latest court case highlights the importance of filing on time
If clients need liquidity, there are options
RRIFs, CERB and working from home have tax implications
Breaking down pension adjustments and other challenges
These steps can prevent tax surprises
These tax-advantaged savings vehicles can result in a tremendous tax headache
The rules are restrictive and deductions require the employer’s support
The process of selling losing investments is fairly straightforward
Find out when your client’s investment income could be subject to the tax on split income
Help clients navigate the new rules
Inadequate financial literacy can lead to a lack of financial confidence
Demand is rising for both ESG analysis and smart beta strategies
Insights from advisors and investors on how to best serve your book
There’s still room for wins in the dynamic real estate sector, even as interest rates rise
Knowing the answer will help you and your client prepare for incapacity
Know the tax implications when moving into care
A will kit might be free or inexpensive, but it might not be valid
A look at the pros and cons
More support is needed to cope with the pandemic
Examining adjusted aggregate investment income
Subtle changes mean clients may want to act soon
Tips to avoid cross-border complications
The story behind global intangible low-taxed income
Canadian residents who aren’t U.S. citizens may be surprised to know that U.S. estate tax can apply to them