Curtis Davis, FMA, CIM, RRC, CFP, is senior consultant for tax, retirement and estate planning services, retail markets at Manulife Investment Management.
Curtis Davis, FMA, CIM, RRC, CFP, is senior consultant for tax, retirement and estate planning services, retail markets at Manulife Investment Management.
Breaking down pension adjustments and other challenges
How passive income rules factor in to the decision
New considerations for incorporated small business owners
Identifying clients’ goals will clarify the choice
Interest income versus the dividend tax credit
Why the measure affecting divorced clients could have a broad impact
An updated look at how clients could be putting refund money to work year-round
The savings account's first decade saw tremendous success, as well as trials and rule changes. What's next?
A breakdown of options for capital property
Breaking down pension adjustments and other challenges
How passive income rules factor in to the decision
New considerations for incorporated small business owners
Competence is no longer enough
Reluctant predictions for the decade ahead
Advisors have every reason to boost sustainable investing knowledge
Rather than courting only HNW clients, advisors should look for ways to serve more households
A breakdown of who benefits from the federal government’s proposed annuity
The famous 4% rule won’t work for many clients
Picture this: You have a client – 10 years away from retirement – who comes to you for retirement advice. You spend several hours, maybe…
“What?” you might say, “I didn’t know universal life insurance (UL) had an expiry date!” Relax. You’re right. UL doesn’t come with an expiry date.…
The idea of a “private” trust will slip from the vernacular in 2021, as the government gains new information
Legislation affects disclosures on trusts, real estate and corporations
Steps to limit tax in other jurisdictions
Examining an alternative to trusts
ETF growth is building proxy power for passive managers
Rates have fallen and can’t get up
Prepare for an assault on market dominance
Breaking down various fee scenarios
A Tax Court case shows what can happen to unsupported claims
The latest court case highlights the importance of filing on time
Breaking down the tax implications.
A taxpayer deposited a cheque into the wrong account
Examining policy options in a heated primary season
Lack of regulations means anything goes
Why advisors should use their intuition
The regulatory regime has not caught up to investors’ needs
As markets wobble, you'll be called upon to offer comfort and perspective — and that's a great thing
Department of Finance expects to gain $350 million by 2024 from proposals
This delay represents a win for industry associations
The Registered Disability Savings Plan requires proper planning
Complex families can have complex needs
Younger clients will enjoy a greater benefit from changes introduced this year
Increases to the program have been put on hold
A recent court case illustrates the risks that come with longer lives
Estate planning centres on one main goal: preserving estate assets. While advisors offer planning advice and employ various strategies to reduce the tax liability of…
Testamentary trusts can be a useful tool in creating an estate plan, and ensuring that spouses who remarry, children from previous marriages and disabled children…
The Ontario Superior Court case, Hicks v. Hicks, 2003 CanLii 2132 (ON S.C.), presents some interesting issues regarding trustee liability in situations where a trust…
Be aware of the rules and considerations for a tax-deferred property transfer
Find out the criteria for determining qualified farm property
Avoid these pitfalls to access the lifetime capital gains exemption
Settling different types of property
Former cabinet minister John Manley lost a case contesting a policy's "triggering event"
Developing a plan for extracting corporate money
A legal case sounds a note of caution for advisors
Here’s what we can expect to pay under the new system
Help your client choose a vacation property with these tips
A court decision in Nova Scotia has implications for estate planning
Consider these factors before establishing a Henson trust
The tax implications depend on how severance is characterized
More on pension income splitting for the year of death
Tips for serving clients of all ages
What clients need to know about reporting transactions
Help your client’s family by understanding the tax rules
If your business-owner client uses these trusts, special planning is required
Watch out for these issues
A recent Tax Court case debunked a common misconception
Tax consequences associated with policy loan transactions
Industry research can make advisors feel vulnerable. Use that feeling as a call to action.
Be clear about what you stand for, so clients won’t fall for what you don’t
There's a shadow side to likability
Initial industry reaction to the SRO's discussion paper
Help clients navigate the new rules
Some features of the RDSP are worlds apart from its RESP cousin
Implications for the principal residence exemption
Find out how income sprinkling measures apply to inherited property
Key considerations when advising business-owner clients
Years of organization can precede a sale process—and it’s worth the effort
A case study of a complex process
Every transaction presents unique challenges
Tips to avoid cross-border complications
The story behind global intangible low-taxed income
Canadian residents who aren’t U.S. citizens may be surprised to know that U.S. estate tax can apply to them
Renouncing is a personal decision with a number of pros and cons
A strategy for business-owner clients to mitigate double taxation at death
What advisors should know
An expert explains the tax consequences—and how to avoid them