Home Francois Bernier

François Bernier, Director, Advanced Planning, with Sun Life Financial, shares his insights on this topic.

  • November 1, 2017 October 1, 2018
  • 08:48

If you rent out your Florida vacation home, have a Wall Street portfolio, or own other foreign assets worth more than $100,000, CRA wants to know about them.

  • April 7, 2015 August 1, 2018
  • 00:00

The T1135 form has been updated several times over the last few years. Here, we answer your questions.

  • March 25, 2015 August 30, 2018
  • 14:29

With the advent of CRM2, investors will know the exact dollar amount paid in fees to his or her financial advisor at the end of each year.

  • January 9, 2015 August 21, 2018
  • 14:00

In 2012, the federal government’s Pooled Registered Pension Plans Act was signed into law. The plan’s objective is to create a large-scale, inexpensive pension plan for employees of companies that don’t already offer a pension. But the federal government has limited jurisdiction over the workforce, so it had to collaborate with the provinces. Quebec’s version, […]

  • October 31, 2014 August 21, 2018
  • 06:00

Quebec’s version, the Voluntary Retirement Saving Plans (VRSP), came into effect July 1, 2014.

  • October 24, 2014 August 1, 2018
  • 00:00

In 2012, the federal government’s Pooled Registered Pension Plans Act was signed into law.

  • October 24, 2014 August 1, 2018
  • 00:00

A shareholder agreement is a document used to establish the guidelines that will govern the workings of a company and the relationship between the company shareholders.

  • September 16, 2014 August 1, 2018
  • 00:00

A tax expert outlines the various changes across Canada.

  • September 6, 2013 August 21, 2018
  • 05:59

Editor’s note: This article is from 2013. For 2017 information, read our article, “Salary or dividends: Which is better for business owners?” There are nearly 2.5 million businesses in Canada, according to Industry Canada. A large portion of them are small and medium enterprises (SMEs) operated as corporations with one or a few shareholders. These […]

  • March 7, 2013 September 4, 2018
  • 05:59