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Tax & Estate Planning

Frank Di Pietro

Frank Di Pietro, CFA, CFP, is assistant vice-president of tax and estate planning at Mackenzie Investments. He can be reached at fdipietr@mackenzieinvestments.com.

Implications for the principal residence exemption

  • August 8, 2018 September 7, 2018
  • 00:00

Find out how income sprinkling measures apply to inherited property

  • February 22, 2018 September 10, 2018
  • 09:59

While the two plans resemble each other in many aspects, there are other features of the RDSP that are worlds apart from its RESP cousin

  • September 22, 2017 September 20, 2018
  • 06:00

These structures can achieve estate planning objectives, not just tax ones

  • June 30, 2017 September 4, 2018
  • 09:39

Owning property jointly with a family member can mean the attribution rules apply

  • June 22, 2017 September 4, 2018
  • 13:00

Updated for 2017

  • June 12, 2017 September 4, 2018
  • 05:00

What are the U.S. income tax implications if a Canadian-resident parent or grandparent is considered a U.S. person and sets money aside in an RESP?

  • September 13, 2016 August 30, 2018
  • 09:00

The short answer is possibly yes.

  • March 4, 2016 September 10, 2018
  • 15:40

New federal trust rules come into effect in January 2016

  • September 8, 2015 September 12, 2018
  • 14:00

Clients are beginning to receive their T4s, T5s, T3s and RRSP contribution slips in the mail, so tax filing will soon be top of mind.

  • February 20, 2015 August 21, 2018
  • 13:00

More columnists

What other industries can learn from cannabis companies

Requiring all industries to disclose in the way suggested for the cannabis sector would be a major improvement

  • November 15, 2018 November 14, 2018
  • 16:00

Is quarterly earnings guidance good or evil?

There’s no one-size-fits-all approach

  • October 15, 2018 October 15, 2018
  • 16:55

The way the whistle blows

Comparing the success of investor protection programs in Canada and the U.S.

  • September 21, 2018 September 20, 2018
  • 12:00

Doubling down on a losing investment

Mistake or sage manoeuvre?

  • July 13, 2018 September 10, 2018
  • 00:00
Tax & Estate Planning

Rebecca Hett

Tax & Estate Planning

Rebecca Cicco

Proceed with caution when aging seniors request account changes

What advisors should know

  • November 12, 2018 November 14, 2018
  • 15:00

Holding private company shares at death could cost your client

An expert explains the tax consequences—and how to avoid them

  • May 28, 2018 September 13, 2018
  • 00:00
Tax & Estate Planning

Doug Carroll

Caution when counselling DB-to-IPP transfers

A legal case sounds a note of caution for advisors

  • October 15, 2018 October 23, 2018
  • 17:32

Estimating the cost of CPP additions for employees

Here’s what we can expect to pay under the new system

  • September 21, 2018 September 20, 2018
  • 12:00

Can you rely on archived CRA communications?

What the agency says

  • July 13, 2018 September 10, 2018
  • 00:00

Goodbye tax on tax

What Ontario’s surtax elimination means

  • May 11, 2018 September 7, 2018
  • 00:00
Tax & Estate Planning

Curtis Davis

Foreign withholding tax: Is the credit always worth it?

Comparing tax options for foreign dividend-paying stocks

  • October 15, 2018 October 15, 2018
  • 17:23

How to plan around the small business tax changes

Strategies to address the new rules in 2019

  • September 21, 2018 September 21, 2018
  • 11:30

Tax savings for summer camps

How to claim the child care expense deduction

  • July 13, 2018 September 10, 2018
  • 00:00

CPP: A good bang for the buck?

Evaluating the Canada Pension Plan's value

  • June 18, 2018 September 9, 2018
  • 00:00

When to pull the goalie

What an unorthodox hockey strategy teaches us about investing and managing clients

  • October 15, 2018 October 15, 2018
  • 17:20

What we learned talking to clients and advisors across Canada

Summer reading to improve your practice

  • June 18, 2018 September 9, 2018
  • 00:00

Financial wisdom in unlikely places

Humanizing the methods and challenges of finance

  • April 13, 2018 September 7, 2018
  • 00:00

Why client coaching can’t be left for corrections

The February correction was a useful check against complacency

  • March 16, 2018 September 7, 2018
  • 10:34
Tax & Estate Planning

Jamie Golombek

Avoid unexpected tax on real estate purchases

Buying from a non-resident requires careful planning

  • October 15, 2018 October 15, 2018
  • 17:14

A warning on interest deductibility

The Tax Court ruled on interest deductibility relating to returns of capital used for personal purposes

  • July 13, 2018 September 10, 2018
  • 00:00

There may be relief for delinquent T1135 filers

New case requires CRA to reconsider penalty for late reporting

  • June 18, 2018 September 21, 2018
  • 00:00

Managing tuition tax trouble

The limits of carrying credits forward

  • April 13, 2018 September 7, 2018
  • 00:00
Tax & Estate Planning

Lea Koiv

Understanding maximum transfer value rules

What clients need to know when commuting a DB pension

  • December 15, 2017 September 9, 2018
  • 12:03

Should clients take CPP’s post-retirement benefit before age 65?

Clients must answer this question if they’re still working at age 60

  • October 20, 2017 September 12, 2018
  • 00:00

Shedding light on the CPP survivor benefit

Explaining a poorly understood mechanism

  • September 22, 2017 September 4, 2018
  • 00:30

Pension splitting: special rules and planning opportunities

Find out how to help clients

  • June 8, 2017 September 5, 2018
  • 05:59
Investments

Mark Yamada

The changing definition of risk

When clients don’t meet goals on time

  • October 15, 2018 October 15, 2018
  • 16:53

Proposed regulations will change how you manage money

Understanding “jam jar” investment management

  • September 21, 2018 September 27, 2018
  • 12:00

Risk-reward lessons from the boys of summer

Evaluating risk to achieve a goal

  • July 13, 2018 September 10, 2018
  • 00:00

How advisors can benefit from AI

Learning to delegate tasks and ask the right questions

  • June 18, 2018 September 21, 2018
  • 00:00
Tax & Estate Planning

Jim Witty

How passive income is calculated for CCPCs

Examining adjusted aggregate investment income

  • October 12, 2018 October 12, 2018
  • 13:39
My Practice

Chris Delaney

Five steps to growing family wealth for the long term: Part 2

The last two steps of the process

  • October 9, 2018 September 26, 2018
  • 13:00

Five steps to growing family wealth for the long term: Part 1

Consciously deciding to sustain family wealth for the long term is atypical

  • October 2, 2018 September 26, 2018
  • 13:00

Four reasons intergenerational wealth is destroyed in 3 generations

“Shirtsleeves to shirtsleeves in three generations” is a common adage

  • July 18, 2018 September 7, 2018
  • 00:00

CRA to delay registered fee position ‘indefinitely’

This delay represents a win for industry associations

  • October 3, 2018 October 4, 2018
  • 15:00

CRA targets RRSP, TFSA abuses in long-awaited tax document

Agency also delays implementing registered fee position

  • October 1, 2018 November 2, 2018
  • 16:55

The (potential) future of advice reforms

Compared to what’s happening in Australia, CSA’s June missives are meek

  • September 21, 2018 September 20, 2018
  • 12:00

Straddles and strangles: a primer

Use these strategies to protect downside and capture upside

  • November 24, 2017 September 10, 2018
  • 00:00
Tax & Estate Planning

Jacqueline Power

Talk to clients about pullback of ODSP proposals

Increases to the program have been put on hold

  • October 1, 2018 October 1, 2018
  • 15:14

Best tax options to transfer the cottage to kids

An expert offers a sample case to help clients avoid tax pitfalls

  • April 5, 2018 September 7, 2018
  • 00:00

How to minimize OAS clawback

Answer common client questions about OAS reductions

  • May 25, 2017 September 4, 2018
  • 14:00

How to transfer a U.K. pension to Canada

Many people who have ties to the U.K. have decided to settle in Canada.

  • October 24, 2016 August 31, 2018
  • 09:53
Tax & Estate Planning

Margaret O’Sullivan

Keep estate planning documents safe

A key consideration that’s often overlooked

  • September 21, 2018 September 20, 2018
  • 12:00

Powers of attorney for the mobile client

Preventing estate problems when a client lives in multiple jurisdictions

  • July 13, 2018 September 10, 2018
  • 00:00

How U.S. personal tax changes affect estate planning

An overview of major changes impacting Canadians with U.S. connections

  • May 8, 2018 September 10, 2018
  • 00:00

Help clients appoint a guardian for minor children

How the process works

  • December 15, 2017 September 10, 2018
  • 10:25

What is bubble theory?

Bubbles can build and burst at different intervals, or not burst at all

  • September 21, 2018 September 20, 2018
  • 12:00

Your part in Canada’s plan to boost financial literacy

Inadequate financial literacy can lead to a lack of financial confidence

  • July 13, 2018 September 10, 2018
  • 00:00

Explaining how RI and smart beta come together

Demand is rising for both ESG analysis and smart beta strategies

  • June 12, 2018 September 10, 2018
  • 00:00

What it really means to put clients first

Insights from advisors and investors on how to best serve your book

  • May 11, 2018 September 7, 2018
  • 00:00
Insurance

Kevin Wark

Immediate leveraged insurance: Tips and traps

Watch out for these issues

  • September 12, 2018 September 12, 2018
  • 15:14

Why clients should play it straight with the collateral insurance deduction

A recent Tax Court case debunked a common misconception

  • June 28, 2018 September 7, 2018
  • 00:00

Quirks and foibles with insurance policy loans

Tax consequences associated with policy loan transactions

  • May 11, 2018 September 12, 2018
  • 00:00

Accessing insurance policy value through a policy loan

An expert offers the details, including tax consequences

  • March 19, 2018 September 4, 2018
  • 00:00
Tax & Estate Planning

Frank Di Pietro

Tax traps when converting a home to an income property

Implications for the principal residence exemption

  • August 8, 2018 September 7, 2018
  • 00:00

What TOSI means for succession planning

Find out how income sprinkling measures apply to inherited property

  • February 22, 2018 September 10, 2018
  • 09:59

Help maximize RDSP carry forwards

While the two plans resemble each other in many aspects, there are other features of the RDSP that are worlds apart from its RESP cousin

  • September 22, 2017 September 20, 2018
  • 06:00

The benefits of family trusts

These structures can achieve estate planning objectives, not just tax ones

  • June 30, 2017 September 4, 2018
  • 09:39
Tax & Estate Planning

Nathalie Boutet

Why couples need a financial plan for a trial separation

Tips for managing expenses, mortgages and shared accounts

  • August 3, 2018 September 10, 2018
  • 00:00

Helping clients when addiction leads to divorce

Tips for working with experts when family issues interfere with finances

  • May 3, 2018 September 4, 2018
  • 00:00

How advisors can support healthier divorces

Ideas to help clients going through tough times

  • March 7, 2018 September 4, 2018
  • 13:57

How to educate clients about prenups

Practical tips for advisors to implement

  • January 23, 2018 September 10, 2018
  • 10:21
Tax & Estate Planning

Keith Masterman

Planning opportunities with alter ego and joint partner trusts

Find out if they're right for your client

  • August 1, 2018 September 7, 2018
  • 00:00

Avoid these traps with alter ego and joint partner trusts

What clients must know about these unique trusts

  • March 28, 2018 September 12, 2018
  • 00:00

3 investment rules estate trustees must know

Estate trustees are fiduciaries

  • May 30, 2017 September 12, 2018
  • 09:00

How much power do powers of attorney really have?

Can a person acting under a PoA make gifts or change beneficiary designations?

  • February 7, 2017 September 4, 2018
  • 06:00
Tax & Estate Planning

Tim Brisibe

Using the principal residence exemption when transitioning to retirement living

Know the tax implications when moving into care

  • July 26, 2018 September 10, 2018
  • 00:00

The perils of will kits in estate planning

A will kit might be free or inexpensive, but it might not be valid

  • February 9, 2018 September 4, 2018
  • 13:00

What happens when parents and adult children are joint tenants?

A look at the pros and cons

  • July 18, 2017 September 10, 2018
  • 12:00

Your role in intergenerational wealth transfer

An estimated $750 billion will exchange hands in the next decade. Here are some practical tips to help these clients.

  • July 4, 2016 August 21, 2018
  • 09:01