Hélène Michaud

Decorative pattern

Living Benefits

Assessing the risk of cognitive disorders for LTC insurance

grocery shop clean house do laundry do laundry clean house grocery shop use transportation prepare meals use the telephone manage medications IADL functions tend to be complex, requiring a combination of physical and cognitive capacities. For example, shopping requires mobility and a relatively intact cognition to handle the financial transactions involved. Loss of IADLs are, […]

By Hélène Michaud |August 19, 2009

6 min read

Decorative pattern

Living Benefits

Insurance case study: Cancer (part 2), the claims process

Do you sometimes wonder why underwriters make certain decisions? Need insight into the different claims processes or help explaining things to clients? This mini-series from Munich Re will hopefully provide some of the answers. In future articles Hélène Michaud, assistant vice–president, marketing, Munich Reinsurance Company will discuss dementia, cognitive disorders, long term care and critical […]

By Hélène Michaud |February 2, 2009

4 min read

Decorative pattern

Living Benefits

Insurance case study: Cancer (part 1), the underwriter’s view

Do you sometimes wonder why underwriters make certain decisions? Need insight into the different claims processes or help explaining things to clients? This mini-series from Munich Re will hopefully provide some of the answers. In future articles Hélène Michaud, assistant vice–president, marketing, Munich Reinsurance Company will discuss dementia, cognitive disorders, long term care and critical […]

By Hélène Michaud |January 22, 2009

6 min read

More Columnists

Aravind Sithamparapillai

Planning and Advice

Should business owners avoid CPP by paying themselves dividends?

March 20, 2024|5 min read

Ben Felix

Planning and Advice

Should business owners avoid CPP by paying themselves dividends?

March 20, 2024|5 min read

Understanding the role of bonds in retirement portfolios

February 5, 2024|4 min read

Coreen Sol

Finding your volatility sweet spot

March 7, 2024|4 min read

Unravelling confirmation bias

December 15, 2023|2 min read

Sam Sivarajan

Planning and Advice

Buckle up: Money’s wild ride through the world of social identity

February 15, 2024|3 min read

Understanding clients means helping them feel in control

December 20, 2023|3 min read

Catherine Hung

Tax & Estate

Beware of tainting GRE status

January 17, 2024|4 min read

Avoid double taxation on wealth transfers to the next generation

October 26, 2023|4 min read

Matt Trotta

Tax & Estate

Defining trusts for tax reporting and compliance

February 8, 2024|5 min read

RRSPs and estate administration

November 15, 2023|6 min read