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Certain retirement strategies have major flaws.

  • July 25, 2013 September 6, 2018
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Financial planner and market theoretician Jim Otar explains the most important factors impacting a portfolio’s growth as withdrawals are made during retirement.

  • June 14, 2013 August 22, 2019
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Earn CE credits “Stress Testing Your Retirement Plan: ‘How Big is My Cushion?’” is eligible for CE credits, see Accreditation details for more information The single most important question of a client close to or in retirement is, “Do we have enough money to retire?” To measure the financial capacity of a client, I categorize […]

  • November 2, 2012 August 22, 2019
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Earn CE credits “Perpetual distribution rates” is eligible for CE credits, see Accreditation details for more information It might be a friend from your church, an acquaintance at a charity or a foundation, or even a concerned HNW client. Sooner or later, someone will ask you, “Can my portfolio last forever?” This continuing education course […]

  • May 17, 2012 August 22, 2019
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One of the difficult decisions that must be made at the start of retirement is how to create lifelong income for your client

  • January 23, 2012 August 21, 2019
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Picture this: You have a client - 10 years away from retirement - who comes to you for retirement advice. You spend several hours, maybe a full day with him, going over many different retirement scenarios.

  • November 21, 2011 August 21, 2018
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Last month, we looked at some of the perils of leveraging, using actual market data starting in years 1990 and 1973. Of course, plucking two years out of history can’t reveal the entire picture, so let’s look at a cost versus benefit calculation for all years since 1900, using a leveraging calculator based on market […]

  • March 30, 2009 July 10, 2018
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