Home Columnists Margaret O’Sullivan
Tax & Estate Planning

Margaret O’Sullivan

Margaret O’Sullivan is founder of O’Sullivan Estate Lawyers LLP.

Generous gestures could affect your client's estate

  • June 30, 2017 September 4, 2018
  • 11:00

If your client holds assets jointly, controversies could arise over right of survivorship or termination

  • June 30, 2017 September 4, 2018
  • 09:41

Tread carefully to avoid tax mistakes

  • April 21, 2017 May 13, 2019
  • 09:36

Estate planning techniques to consider

  • January 27, 2017 September 4, 2018
  • 00:07

Only if prepared correctly

  • December 9, 2016 August 31, 2018
  • 00:03

Tips to ensure a smooth succession

  • October 28, 2016 August 31, 2018
  • 00:05

These documents will likely become more common.

  • September 13, 2016 August 21, 2018
  • 12:00

Identify potential issues while the client is still alive

  • September 9, 2016 August 31, 2018
  • 00:02

Trusts and total return investing in challenging times

  • April 8, 2016 September 7, 2018
  • 00:03

There are no laws in Canada to protect clients, so here’s what you need to know

  • January 22, 2016 September 7, 2018
  • 00:04

More columnists

Investments

Mark Yamada

An inconvenient truth about ESG investing

Widespread awareness has not translated into widespread impact

  • May 9, 2022 May 9, 2022
  • 10:00

Energy ETFs face a low-carbon future

New risks and rewards from Canada’s second-largest sector

  • March 14, 2022 March 10, 2022
  • 10:00

Beware of post-pandemic globalization

Things are about to get (more) complicated for investors

  • February 4, 2022 February 3, 2022
  • 15:00

Protecting index investors from dual-class shares

How important is shareholder democracy?

  • November 26, 2021 November 26, 2021
  • 11:17
Tax & Estate Planning

Jamie Golombek

CRA can use ‘arbitrary assessments’ to fill a filing void

A Tax Court case offers a warning about missing corporate returns

  • May 9, 2022 May 5, 2022
  • 10:00

No court relief for accidental RRSP overcontribution

A lack of understanding about spousal RRSP limits was no excuse

  • March 14, 2022 March 10, 2022
  • 10:00

Advisor’s expense claims get cold reception at Tax Court

After starting a side business selling insurance, an advisor went too far in claiming expenses

  • February 4, 2022 February 3, 2022
  • 15:00

A Tax Court lesson in saving receipts

Expense claims are possible without receipts, but it’s an uphill battle

  • October 4, 2021 October 4, 2021
  • 16:30

Adventures in personality testing

What I learned from taking four firms’ personality or behavioural assessments

  • May 9, 2022 May 9, 2022
  • 10:00

Efficient work isn’t always the most effective

Building trust remotely is still a challenge

  • February 4, 2022 February 3, 2022
  • 15:00

An unlikely confession about commuting

The loss of that loathsome ritual may be contributing to stress

  • November 2, 2021 November 2, 2021
  • 12:30

Advisors should get ahead of the ESG backlash

Regulators are asking if ESG funds are doing what they're supposed to. Clients may be asking, too.

  • October 4, 2021 October 4, 2021
  • 16:30
Tax & Estate Planning

Curtis Davis

Estate planning with TFSAs

Avoid the tax consequences of not distributing a TFSA quickly after the account holder dies

  • May 9, 2022 May 5, 2022
  • 10:00

Spousal RRSPs: What you need to know

Make sure clients don’t run afoul of the attribution rules

  • March 14, 2022 March 10, 2022
  • 10:00

Three things to do before tax season

Now is the time to review plans jolted by the pandemic

  • February 4, 2022 February 3, 2022
  • 15:00

Tax-efficient drawdowns of RESPs

Help this client and her daughter maximize their savings account

  • November 2, 2021 November 2, 2021
  • 12:30

Do corporate spinoffs reward shareholders?

Creating value by shrinking

  • May 9, 2022 May 16, 2022
  • 10:00

When stock frauds go beyond gaming the numbers

Claims of novel technology are at the centre of many collapses

  • March 14, 2022 March 10, 2022
  • 10:00

Finding the tipping point of stock collapses

When does accounting become important?

  • February 4, 2022 February 3, 2022
  • 15:00

Heed the warning signs of stock market frauds

Use the fraud triangle to root out problem investments

  • November 2, 2021 November 2, 2021
  • 12:30
Tax & Estate Planning

Vivek Bansal

What your clients should know about real estate renos and repairs

For the best tax treatment, distinguish between current and capital expenses

  • May 2, 2022 May 2, 2022
  • 15:04

Unintended tax consequences of joint tenancy with a right of survivorship

A client scenario with a family cottage shows the importance of planning

  • December 3, 2021 December 3, 2021
  • 14:23

Potential tax implications from renting a principal residence

A change in use could result in a deemed disposition

  • July 22, 2021 July 22, 2021
  • 14:16

How should your clients own real estate properties?

There are benefits and risks to owning property personally, through a trust or through a corporation

  • November 27, 2020 November 26, 2020
  • 10:00
Tax & Estate Planning

Jacqueline Power

Programs and incentives to help first-time homebuyers

These initiatives can help clients enter the housing market

  • March 31, 2022 March 31, 2022
  • 14:32

Help your client with tax-efficient charitable giving

Use these tips to make the most of a donation tax credit

  • November 23, 2021 November 23, 2021
  • 16:18

Avoid cross-border pitfalls with TFSAs

U.S. tax rules can lead to TFSA troubles

  • July 9, 2021 July 9, 2021
  • 15:11

Severance planning: What your client should consider

Use these tips for discussions and decision-making

  • March 2, 2021 March 1, 2021
  • 14:00
Tax & Estate Planning

Wilmot George

Love and taxes, Part II: Tax and estate planning for two spouses

Tax rules offer flexibility when a client has both a spouse and a common-law partner

  • March 30, 2022 March 30, 2022
  • 11:35

Love and taxes: What the CRA needs to know about your intimate relationships

Completing the T1’s marital status isn’t always straightforward

  • November 30, 2021 November 30, 2021
  • 16:33

Don’t let real estate add to relationship woes

Consider the tax consequences before transferring property after a separation

  • July 19, 2021 July 19, 2021
  • 14:00

RRSPs, RRIFs and withholding taxes at death

The absence of withholding taxes can create unexpected consequences if no planning is done

  • March 19, 2021 March 19, 2021
  • 14:00
Tax & Estate Planning

Keith Masterman

All about eligible medical expenses

Help your client claim these non-refundable tax credits

  • March 23, 2022 March 23, 2022
  • 11:14

Help your client plan for income when a spouse dies

A sample case illustrates the impacts for the surviving spouse

  • November 22, 2021 November 22, 2021
  • 14:11

Help your client avoid losing GRE status

Contributions and loans to a graduated rate estate can have tax consequences

  • September 7, 2021 September 7, 2021
  • 14:06

Wills and power of attorney for cross-border clients

Planning for foreign assets may require multiple documents

  • March 18, 2021 March 18, 2021
  • 14:00

The financial industry wants you — to mentor

The advice channel’s survival depends on seasoned veterans who are willing to impart knowledge

  • March 14, 2022 March 10, 2022
  • 10:00

Racial justice, one year later

Editorial: Financial firms still have work to do in acknowledging their role in systemic racism

  • May 11, 2021 May 11, 2021
  • 09:30

What financial firms are doing to fight systemic racism

Advisor's Edge asked 20 banks, asset managers, insurers and advisory firms how they are addressing anti-Black racism

  • July 16, 2020 July 17, 2020
  • 10:23

What cheap investing means for Canada

The regulatory regime has not caught up to investors’ needs

  • March 25, 2020 April 13, 2020
  • 16:50
Tax & Estate Planning

Jon Hreljac

Buyer beware: Foreign income in a corporation

Help business-owner clients manage foreign dividend investments

  • January 28, 2022 January 28, 2022
  • 12:27
Market Insights

Jim Otar

Inflation lessons from history

It’s time to stress-test client portfolios

  • December 17, 2021 December 17, 2021
  • 11:17

How sustainable is the CPP?

A panoramic view of the next 75 years

  • May 14, 2021 May 14, 2021
  • 13:58

How asset allocation impacts portfolio recovery

Don’t underestimate the behavioural element

  • July 16, 2020 August 13, 2020
  • 13:15

How long until my portfolio recovers from March’s sell-off?

Using historical returns to forecast a recovery

  • June 12, 2020 June 22, 2020
  • 09:00
Tax & Estate Planning

Rebecca Hett

In-trust-for accounts and taxation

Factors to consider when setting aside funds for minors

  • December 9, 2021 December 9, 2021
  • 11:57

What the disability tax credit means for eligible Canadians and their families

Qualification is a gateway to additional tax savings

  • May 14, 2021 June 22, 2021
  • 15:13

How to deduct home office expenses

Here’s what your clients need to know for the 2020 tax year

  • February 4, 2021 February 4, 2021
  • 16:30

Transferring a 401(k) or IRA to Canada

Issues and strategies for Canadians thinking about transferring their U.S.-based retirement plans

  • November 26, 2020 December 21, 2020
  • 14:04
Tax & Estate Planning

Akua Carmichael

How to avoid succession battles with the family cottage

Keeping it in the family and maintaining harmony

  • November 2, 2021 November 2, 2021
  • 12:30

Avoiding a dependant’s relief claim

A recent court case illustrates the risks that come with longer lives

  • February 7, 2020 February 6, 2020
  • 09:30

Avoiding estate litigation

Estate planning centres on one main goal: preserving estate assets. While advisors offer planning advice and employ various strategies to reduce the tax liability of…

  • May 29, 2013 August 21, 2018
  • 05:59

Creating a circle of trust

Testamentary trusts can be a useful tool in creating an estate plan, and ensuring that spouses who remarry, children from previous marriages and disabled children…

  • May 14, 2010 June 16, 2018
  • 00:00
Tax & Estate Planning

David Truong

How to make good use of Monte Carlo projections

Projections are essential for planning but they rely on the quality of the variables used

  • August 4, 2021 August 4, 2021
  • 14:36

How DTC eligibility loss affects RDSPs

This example highlights tax and planning considerations

  • January 30, 2018 May 13, 2019
  • 14:00

Registered plans and lifetime benefit trusts

What to consider regarding the use of LBTs

  • January 9, 2018 September 12, 2018
  • 15:01

DTC eligibility for taxpayers with Type 1 diabetes

Why people living with Type 1 diabetes have been refused the Disability Tax Credit

  • December 20, 2017 September 4, 2018
  • 15:30
Tax & Estate Planning

Frank Di Pietro

Unexpected tax consequences when accessing real estate equity

Interest deductibility may be at stake

  • June 18, 2021 June 18, 2021
  • 14:18

Deducting home office expenses during the pandemic

The rules are restrictive and deductions require the employer’s support

  • June 2, 2020 June 1, 2020
  • 13:00

Sidestepping superficial loss rules

The process of selling losing investments is fairly straightforward

  • April 16, 2020 April 16, 2020
  • 11:00

Second-generation income and TOSI

Find out when your client’s investment income could be subject to the tax on split income

  • February 7, 2020 March 30, 2020
  • 13:30
Tax & Estate Planning

Tim Brisibe

Non-resident executors and posting bond

Clients may need to revise their wills if they’ve named out-of-jurisdiction executors

  • May 11, 2021 May 11, 2021
  • 12:00

Effective beneficiary designations when converting RRSPs to RRIFs

Help your client avoid these estate planning pitfalls

  • October 2, 2020 July 15, 2021
  • 09:00

When does an enduring power of attorney become active?

Knowing the answer will help you and your client prepare for incapacity

  • May 8, 2020 May 12, 2020
  • 15:00

Using the principal residence exemption when transitioning to retirement living

Know the tax implications when moving into care

  • July 26, 2018 September 10, 2018
  • 00:00
Tax & Estate Planning

Doug Carroll

Can a trust avoid tax on a deceased person’s RRSP?

A trustee’s tax liability has limits, a court case suggests

  • March 23, 2021 March 23, 2021
  • 10:14

Chess and retirement planning

The decumulation game requires a dynamic strategy

  • January 22, 2021 January 22, 2021
  • 14:00

Budgeting for 2021 CPP changes — and beyond

Will the pandemic lead to higher future premiums?

  • November 13, 2020 November 13, 2020
  • 11:53

A tax strategy about nothing

What Seinfeld can teach us about the value of staying the course

  • July 2, 2020 July 8, 2020
  • 14:30

Taking a pass on pricey products

Clients need advisors who control costs

  • March 12, 2021 March 12, 2021
  • 09:00

A post-pandemic upgrade for advice

Getting intentional about putting clients first

  • June 12, 2020 June 22, 2020
  • 09:00

Finding the courage to be a leader

Industry research can make advisors feel vulnerable. Use that feeling as a call to action.

  • October 25, 2019 October 25, 2019
  • 13:00

Rethink your value proposition

Be clear about what you stand for, so clients won’t fall for what you don’t

  • May 24, 2019 June 11, 2019
  • 09:00
Tax & Estate Planning

Funda Dilaver

Tax consequences when your client leaves Canada

Planning helps reduce the negative impacts

  • January 7, 2021 January 7, 2021
  • 14:00