Home Mark Noble

The conventional wisdom within the advisor community is "save, save, save." While this rule is almost always true, low-income clients may pose a slight exception.

  • April 22, 2013 September 6, 2018
  • 05:55

It may not have been what you would expect from a discussion panel entitled Influencing the Need for Retirement Savings, but one human resource expert says we already save too much for retirement.

  • April 1, 2013 September 6, 2018
  • 05:55

Behavioural finance research suggests the investment industry has misjudged the risk tolerance of wealthy investors.

  • August 29, 2012 August 24, 2018
  • 00:00

With trailer commissions under siege around the world, Canadian advisors might one day expect this mode of compensation to disappear from our shores as well. When that day comes, there will be two kinds of advisors: Those who scramble to adjust; and those whose practices have already evolved. Make no mistake, the price of advice […]

  • August 10, 2010 June 16, 2018
  • 00:00

New regulatory proposals by the SEC which drastically alter the way U.S.-based mutual fund companies disclose 12(b)-1 fees likely means it will become increasingly difficult for Canadian advisors to rely on non-transparent trailer commissions as their primary source of compensation. In the U.S., 12(b)-1 fees were a relatively innocuous regulatory loophole introduced in the 1970s, […]

  • August 9, 2010 June 16, 2018
  • 00:00

Like Ahab’s white whale, the high-net-worth investor looms large in the back of advisors’ minds — seemingly just out of grasp for many of them. A few tweaks to your business model and a couple more years of referrals and you’ll be there, you tell yourself. But if that’s really what you think, you’re probably […]

  • April 7, 2010 August 24, 2018
  • 00:00

Like Ahab’s white whale, the high-net-worth investor looms large in the back of advisors’ minds — seemingly just out of grasp for many of them. A few tweaks to your business model and a couple more years of referrals and you’ll be there, you tell yourself. But if that’s really what you think, you’re probably […]

  • April 6, 2010 August 24, 2018
  • 00:00

Last month we introduced AER readers to the Happy Valley case study , in which the wealthy widow and matriarch of the fictional microcosm community sought an advisor’s help on how to create an endowment fund to be used to improve the social and environmental conditions of the community. We’ve examined how to structure an […]

  • February 1, 2010 July 10, 2018
  • 01:07

The final quarter of 2009 brought terrific returns to institutional pooled fund investors, according to Morningstar Research. For the third consecutive quarter, an overwhelming majority of the pooled funds in the company’s Canadian database had positive returns — 906 out of 1,033 (88%) posted gains for the quarter, including 535 of 574 (93%) of equity-focused […]

  • January 29, 2010 June 16, 2018
  • 00:00

The majority of money managers strive to make the right call on the direction of the markets. Keith Balmer, a portfolio manager at U.K-based AHL says there is a case to be made in reacting to, rather than predicting, markets. AHL manages more than $22 billion in managed futures assets. The AHL Diversified Programme, a […]

  • January 21, 2010 June 16, 2018
  • 00:00