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Tax & Estate Planning

Michelle Connolly

Michelle Connolly, CPA, CA, CFP, TEP, is a Toronto-based tax and estate planning expert.

Finance says Canadians who hold passive investments in private corporations get an unfair tax advantage. That view is problematic

  • September 29, 2017 September 19, 2018
  • 16:00

Consequences of Finance's proposed tax measures

  • August 29, 2017 September 26, 2018
  • 14:00

Case study shows how your client might pay more tax

  • August 8, 2017 September 19, 2018
  • 16:30

Take this CE Course, which consists of a slide presentation and accompanying audio.

  • March 17, 2017 September 20, 2018
  • 00:00

What to do when clients gain or lose after converting foreign currency.

  • March 7, 2017 September 5, 2018
  • 13:00

Learn about special considerations and exceptions.

  • November 25, 2016 October 25, 2018
  • 10:00

Learn the details of how this type of income is taxed.

  • November 22, 2016 August 21, 2018
  • 10:00

July's draft legislation says the changes to corporate-class taxation won't come into force until Jan. 1, 2017.

  • August 8, 2016 August 21, 2018
  • 10:19

A look at income splitting for a retired couple in Atlantic Canada.

  • June 2, 2016 August 21, 2018
  • 05:59

We look at a family that includes an incorporated doctor.

  • May 26, 2016 August 21, 2018
  • 05:59

More columnists

Tax & Estate Planning

Jacqueline Power

CPP enhancements: what to tell clients

Younger clients will enjoy a greater benefit from changes introduced this year

  • March 20, 2019 March 19, 2019
  • 13:00

Talk to clients about pullback of ODSP proposals

Increases to the program have been put on hold

  • October 1, 2018 October 1, 2018
  • 15:14

Best tax options to transfer the cottage to kids

An expert offers a sample case to help clients avoid tax pitfalls

  • April 5, 2018 March 19, 2019
  • 00:00

How to minimize OAS clawback

Answer common client questions about OAS reductions

  • May 25, 2017 January 28, 2019
  • 14:00
Tax & Estate Planning

Curtis Davis

Belated happy 10th anniversary, TFSA

The savings account's first decade saw tremendous success, as well as trials and rule changes. What's next?

  • March 15, 2019 March 15, 2019
  • 09:00

How spouses provide an advantage in post-mortem tax planning

A breakdown of options for capital property

  • January 29, 2019 January 29, 2019
  • 15:30

Capital gains and losses at death: the spousal advantage

Giving clients options with capital property

  • January 2, 2019 December 21, 2018
  • 14:00

Tax treatments of RPPs versus RRSPs

A tax tale of two benefits at death

  • November 28, 2018 December 4, 2018
  • 09:00

Do DRIPs drain share values?

Find out when dividend reinvestment plans have merit

  • March 11, 2019 March 11, 2019
  • 15:00

Canada isn’t immune to financial scandals

What we can learn from the U.K.’s audit reckoning

  • February 25, 2019 February 22, 2019
  • 00:00

The most important books to scrutinize: your own

Knowing the hallmarks of fraud can help you and your clients

  • December 21, 2018 December 21, 2018
  • 15:06

Accounting games happen in plain sight

What to look for when analyzing statements

  • November 28, 2018 December 4, 2018
  • 09:00
Investments

Mark Yamada

Why fees become more important during decumulation

Deck chairs on the Titanic, Part 1

  • February 25, 2019 February 22, 2019
  • 00:00

Overcome the challenges of decumulation

Why this feat is so difficult

  • November 28, 2018 January 17, 2019
  • 09:00

The changing definition of risk

When clients don’t meet goals on time

  • October 15, 2018 January 17, 2019
  • 16:53

Proposed regulations will change how you manage money

Understanding “jam jar” investment management

  • September 21, 2018 January 28, 2019
  • 12:00

When tech tools are too good, clients may suffer

There’s reason to believe that the more time clients spend checking portfolios, the less likely they are to keep to their plans

  • February 25, 2019 February 25, 2019
  • 00:00

Facing the extinction phase

Adapting process and culture to survive in the age of tech

  • November 28, 2018 December 4, 2018
  • 09:00

When to pull the goalie

What an unorthodox hockey strategy teaches us about investing and managing clients

  • October 15, 2018 October 15, 2018
  • 17:20

What we learned talking to clients and advisors across Canada

Summer reading to improve your practice

  • June 18, 2018 September 9, 2018
  • 00:00
Tax & Estate Planning

Jamie Golombek

Taxpayer who didn’t report dividends found not liable

Breaking down gross negligence versus an honest mistake

  • February 25, 2019 February 22, 2019
  • 00:00

Year-end tax tips for business owners

New rules mean taking steps before Dec. 31

  • November 28, 2018 December 4, 2018
  • 09:00

Avoid unexpected tax on real estate purchases

Buying from a non-resident requires careful planning

  • October 15, 2018 October 15, 2018
  • 17:14

A warning on interest deductibility

The Tax Court ruled on interest deductibility relating to returns of capital used for personal purposes

  • July 13, 2018 September 10, 2018
  • 00:00
Tax & Estate Planning

Margaret O’Sullivan

Multiple taxation on death: the taxpayer’s nightmare

Steps to limit tax in other jurisdictions

  • February 25, 2019 February 22, 2019
  • 00:00

Mutual wills: proceed with caution

Examining an alternative to trusts

  • November 28, 2018 December 4, 2018
  • 09:00

Keep estate planning documents safe

A key consideration that’s often overlooked

  • September 21, 2018 September 20, 2018
  • 12:00

Powers of attorney for the mobile client

Preventing estate problems when a client lives in multiple jurisdictions

  • July 13, 2018 September 10, 2018
  • 00:00
Tax & Estate Planning

Doug Carroll

Corporate investments and the small business rate

Developing a plan for extracting corporate money

  • February 5, 2019 February 5, 2019
  • 10:00

Caution when counselling DB-to-IPP transfers

A legal case sounds a note of caution for advisors

  • October 15, 2018 October 23, 2018
  • 17:32

Estimating the cost of CPP additions for employees

Here’s what we can expect to pay under the new system

  • September 21, 2018 February 1, 2019
  • 12:00

Can you rely on archived CRA communications?

What the agency says

  • July 13, 2018 September 10, 2018
  • 00:00
Tax & Estate Planning

Frank Di Pietro

Help maximize RDSP carry forwards

Some features of the RDSP are worlds apart from its RESP cousin

  • February 1, 2019 February 1, 2019
  • 12:00

Tax traps when converting a home to an income property

Implications for the principal residence exemption

  • August 8, 2018 September 7, 2018
  • 00:00

What TOSI means for succession planning

Find out how income sprinkling measures apply to inherited property

  • February 22, 2018 September 10, 2018
  • 09:59

The benefits of family trusts

These structures can achieve estate planning objectives, not just tax ones

  • June 30, 2017 February 26, 2019
  • 09:39
My Practice

Mark Groulx

Helping clients sell a business

Every transaction presents unique challenges

  • January 18, 2019 January 18, 2019
  • 15:00

Anatomy of a business sale

When clients sell their businesses, they’re usually unlocking wealth – which benefits their advisors.

  • August 4, 2016 September 7, 2018
  • 11:23

How to prep a business for sale

When it comes to selling a client’s business, timing matters.

  • January 19, 2015 September 6, 2018
  • 05:55

Deal breakers

Sometimes, seemingly good companies don’t make it to sale closing. Here are the primary reasons why transactions fail.

  • May 1, 2014 August 21, 2018
  • 05:59
Tax & Estate Planning

Keith Masterman

Tax planning when your client receives severance

The tax implications depend on how severance is characterized

  • January 15, 2019 January 15, 2019
  • 16:21

Planning opportunities with alter ego and joint partner trusts

Find out if they're right for your client

  • August 1, 2018 September 7, 2018
  • 00:00

Avoid these traps with alter ego and joint partner trusts

What clients must know about these unique trusts

  • March 28, 2018 January 2, 2019
  • 00:00

3 investment rules estate trustees must know

Estate trustees are fiduciaries

  • May 30, 2017 September 12, 2018
  • 09:00
Tax & Estate Planning

Wilmot George

Why clients should rethink deliberate TFSA overcontributions

Overcontributions can result in more than a simple penalty tax

  • December 11, 2018 December 11, 2018
  • 14:45

RRSPs at death: Do tax-deferred rollovers make sense?

There are some situations where a tax-deferred transfer might not be the best option

  • July 9, 2018 September 10, 2018
  • 00:00

How retirees can accumulate RRSP room

Find out what types of income add to the calculation of deduction room

  • February 22, 2018 January 28, 2019
  • 16:27

RRSPs and TFSAs: unused contribution room at death

Understand which one offers a planning opportunity

  • November 1, 2017 September 10, 2018
  • 15:00
Tax & Estate Planning

Nathalie Boutet

Divorce negotiation strategies to protect your clients’ wealth

Advisors can help separating clients by maintaining emotional distance

  • December 4, 2018 December 4, 2018
  • 15:30

Why couples need a financial plan for a trial separation

Tips for managing expenses, mortgages and shared accounts

  • August 3, 2018 September 10, 2018
  • 00:00

Helping clients when addiction leads to divorce

Tips for working with experts when family issues interfere with finances

  • May 3, 2018 September 4, 2018
  • 00:00

How advisors can support healthier divorces

Ideas to help clients going through tough times

  • March 7, 2018 September 4, 2018
  • 13:57
My Practice

Chris Delaney

How clients will choose their future advisors

Ways to become their chosen candidate

  • November 20, 2018 November 19, 2018
  • 15:00

Five steps to growing family wealth for the long term: Part 2

The last two steps of the process

  • October 9, 2018 September 26, 2018
  • 13:00

Five steps to growing family wealth for the long term: Part 1

Consciously deciding to sustain family wealth for the long term is atypical

  • October 2, 2018 September 26, 2018
  • 13:00

Four reasons intergenerational wealth is destroyed in 3 generations

“Shirtsleeves to shirtsleeves in three generations” is a common adage

  • July 18, 2018 September 7, 2018
  • 00:00
Tax & Estate Planning

Rebecca Hett

Tax & Estate Planning

Rebecca Cicco

Proceed with caution when aging seniors request account changes

What advisors should know

  • November 12, 2018 November 14, 2018
  • 15:00

Holding private company shares at death could cost your client

An expert explains the tax consequences—and how to avoid them

  • May 28, 2018 September 13, 2018
  • 00:00
Tax & Estate Planning

Jim Witty

How passive income is calculated for CCPCs

Examining adjusted aggregate investment income

  • October 12, 2018 October 12, 2018
  • 13:39

CRA to delay registered fee position ‘indefinitely’

This delay represents a win for industry associations

  • October 3, 2018 October 4, 2018
  • 15:00

CRA targets RRSP, TFSA abuses in long-awaited tax document

Agency also delays implementing registered fee position

  • October 1, 2018 November 2, 2018
  • 16:55

The (potential) future of advice reforms

Compared to what’s happening in Australia, CSA’s June missives are meek

  • September 21, 2018 September 20, 2018
  • 12:00

Straddles and strangles: a primer

Use these strategies to protect downside and capture upside

  • November 24, 2017 September 10, 2018
  • 00:00

What is bubble theory?

Bubbles can build and burst at different intervals, or not burst at all

  • September 21, 2018 September 20, 2018
  • 12:00

Your part in Canada’s plan to boost financial literacy

Inadequate financial literacy can lead to a lack of financial confidence

  • July 13, 2018 September 10, 2018
  • 00:00

Explaining how RI and smart beta come together

Demand is rising for both ESG analysis and smart beta strategies

  • June 12, 2018 September 10, 2018
  • 00:00

What it really means to put clients first

Insights from advisors and investors on how to best serve your book

  • May 11, 2018 September 7, 2018
  • 00:00
Insurance

Kevin Wark

Immediate leveraged insurance: Tips and traps

Watch out for these issues

  • September 12, 2018 September 12, 2018
  • 15:14

Why clients should play it straight with the collateral insurance deduction

A recent Tax Court case debunked a common misconception

  • June 28, 2018 September 7, 2018
  • 00:00

Quirks and foibles with insurance policy loans

Tax consequences associated with policy loan transactions

  • May 11, 2018 September 12, 2018
  • 00:00

Accessing insurance policy value through a policy loan

An expert offers the details, including tax consequences

  • March 19, 2018 September 4, 2018
  • 00:00