Vjosana Klosi, CFA, MFE Director, Investment Management Research joined CIBC Asset Management in 2014 and is responsible for strategic portfolio construction research and quantitative analysis in support of manager research initiatives. Vjosana has over 16 years of industry experience. Prior to joining CIBC Asset Management, Vjosana was Senior Research Analyst in the Total Portfolio Management team at Canada Pension Plan Investment Board, where she was responsible for private infrastructure research and strategy in support of the fund’s strategic asset allocation. Vjosana also gained experience working in tactical asset allocation at Cougar Global Investments. Vjosana has a Masters in Financial Economics from University of Toronto and an Honours Bachelor of Commerce from Mount Allison University. She is also a Chartered Financial Analyst (CFA).
Long-term planning can prevent mistakes.
Strategic asset allocation can meet the challenges.
These reallocation strategies can help reduce a portfolio’s sensitivity to rising rates.
When rates rise, there’s still a place for fixed income in balanced portfolios.
Managing long-term returns involves setting appropriate withdrawal rates.
The standard withdrawal rate no longer holds. Here’s why.