Your might be concerned about the management expenses and lock-in periods associated with some investment products, but you still want a low-risk, diversified product.
Exchange-traded funds could be what you’re looking for. If you’ve never used or even heard of an ETF, here are some articles that will get you started.
Understanding ETFs: Here’s a glossary of ETF terms that will help you better understand these funds.
Invest in ETFs carefully: This article explains how your advisor will help you pick suitable ETFs for your investing and saving needs.
ETF cost structures: If you plan to buy ETFs, know there are additional costs on top of management fees.
Model portfolios for ETF investors: The proliferation of sector-specific and other specialty ETFs means advisors can construct portfolios that capture more than just index returns.
Keep your portfolio up to date: Your portfolio should be tactically adjusted as often as the risk-return spectrum changes.
Limiting ETF tracking error: Tracking error is a key indicator of the quality of an ETF — the lower the tracking error, the better — but it’s also unavoidable.