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Plan a safe trip with travel insurance

Buying travel insurance is the last thing on Canadians’ minds when planning a vacations or a business trip.

  • By: Staff
  • September 6, 2012 August 21, 2018
  • 10:30

Insurance is on sale

The insurance industry has changed drastically in the past 36 months.

Say welcome to cheap healthcare

A new client recently moved Canada and wants to buy life and health insurance. One problem: He’s from the Middle East.

Insurance regulators spotlight suitability

Advisors can expect more scrutiny in the future from MGAs.

What are the weirdest celeb insurance policies?

Sure, celebs have to take care of themselves to stay at the top. But how much is Julia Roberts’ signature smile worth? How about soccer…

  • By: Staff
  • August 24, 2012 August 21, 2018
  • 06:00

RBC Insurance axes most MGAs

RBC Insurance has cancelled contracts with all but 14 of its MGAs.

Industrial Alliance drops GMWB lineup

Low-interest rates and market volatility continue to take their toll on the insurance industry. They have claimed yet another victim, as IA Clarington has decided…

How to use IPPs

IPPs are still an effective way to defer tax, and incentivize employees

Advantage IPP

Individual pension plans: a potent source of retirement income

Insurers pare product shelves

Long-term interest rates have remained at historic lows for several years.

  • By: Staff
  • July 18, 2012 August 21, 2018
  • 06:00

Will insurers win IFRS waiting game?

Nearly half of all insurers cite a need for financial reporting transparency and consistency, and favour a single global accounting framework, finds a new survey…

  • By: Staff
  • July 18, 2012 August 21, 2018
  • 00:00

How to perform better needs analyses

It’s crucial for clients to be in the right products.

Insuring the boat

Riding the waves in a turbulent market

Insure the cottage correctly

There are differences between insuring a home and cottage.

How to market insurance

Successful marketing of life and living benefits insurance starts with putting yourself in the mindset of your prospect or client and remembering that every decision…

Beware leveraged loans

Leveraged loans are risky, but that hasn’t stopped insurance advisors from touting them, with most positioning them as the ultimate living benefit of a death…

RBC suspends permanent insurance

RBC is suspending new sales of its permanent insurance products effective June 23, 2012.

Manitoba’s new tax on life insurance hurts clients: CLHIA

Manitoba has proposed a new retail sales tax (RST) on individual disability insurance, critical-illness insurance and group disability insurance.

Say goodbye to GMWB as you knew it

The clock is ticking for you to get your clients locked into guaranteed income products, as insurers continue to re-jig contracts, suspend sales or just…

  • By: Staff
  • June 11, 2012 August 21, 2018
  • 06:00

Keep staff happy with benefit plans

Many employees place almost as much value on workplace benefits as they do on salary. In a 2011 survey asking Canadians if they’d forgo them…

Annuities: Is it now or never?

With insurance companies pulling back from guaranteed income products , many are saying the time to buy them, or any annuity based offerings for that…

  • By: Staff
  • May 17, 2012 August 21, 2018
  • 08:00

MGAs speak out on regulation

Canada’s insurance industry isn’t shrinking from the proposal for a closer regulatory oversight. But key stakeholders say lots remains to be done to fulfil the…

Tighter regulation for insurance?

Canada’s insurance regulators are considering closer oversight of the relationship between carriers and managing general agencies (MGA). While the industry has taken steps to govern…

How singles can build financial buffers

A lot of single women are concerned about outliving their money. Longevity, however, isn’t the only drag on their assets.

Future bleak for guaranteed income products

As insurance companies withdraw guaranteed income products, now may be the time for those nearing retirement to buy them while they are still around.