Latest news in Living Benefits

What’s the cost of employee benefit plans?

Many employees place almost as much value on workplace benefits as they do on salary. In a 2011 survey asking Canadians if they’d forgo them…

Avoid the year-end insurance panic

It’s the beginning of the third quarter, and the big year-end push is on.

Lunchtime takeaway: How long will you live?

Life expectancy for Canadians varies regionally.

  • By: Staff
  • September 27, 2012 August 21, 2018
  • 11:30

How to get insurance claims paid

If disability impedes work performance, a claim can be made for cost of hiring additional staff.

  • By: Al Emid
  • September 27, 2012 August 21, 2018
  • 06:00

Pensions turn to alternatives to boost returns

Almost half (48%) of defined benefit plan sponsors plan to increase their allocation to alternative investments as they seek long-term returns less correlated to public…

  • By: Staff
  • September 20, 2012 August 21, 2018
  • 12:28

Why retirement’s now a moving target

There was a time when age 65 symbolized the finish line for one’s working life. A point where people dropped out of the rat race,…

  • By: Staff
  • September 18, 2012 August 21, 2018
  • 15:28

Take no chances

Put long-term-care insurance in retirement plans.

Insuring luxury items

Specialty insurers explain how and why to protect your luxury valuables—everything from an inherited ceramic vase to vintage movie posters

Plan a safe trip with travel insurance

Buying travel insurance is the last thing on Canadians’ minds when planning a vacations or a business trip.

  • By: Staff
  • September 6, 2012 August 21, 2018
  • 10:30

Insurance is on sale

The insurance industry has changed drastically in the past 36 months.

Say welcome to cheap healthcare

A new client recently moved Canada and wants to buy life and health insurance. One problem: He’s from the Middle East.

Insurance regulators spotlight suitability

Advisors can expect more scrutiny in the future from MGAs.

What are the weirdest celeb insurance policies?

Sure, celebs have to take care of themselves to stay at the top. But how much is Julia Roberts’ signature smile worth? How about soccer…

  • By: Staff
  • August 24, 2012 August 21, 2018
  • 06:00

RBC Insurance axes most MGAs

RBC Insurance has cancelled contracts with all but 14 of its MGAs.

Industrial Alliance drops GMWB lineup

Low-interest rates and market volatility continue to take their toll on the insurance industry. They have claimed yet another victim, as IA Clarington has decided…

How to use IPPs

IPPs are still an effective way to defer tax, and incentivize employees

Advantage IPP

Individual pension plans: a potent source of retirement income

Insurers pare product shelves

Long-term interest rates have remained at historic lows for several years.

  • By: Staff
  • July 18, 2012 August 21, 2018
  • 06:00

Will insurers win IFRS waiting game?

Nearly half of all insurers cite a need for financial reporting transparency and consistency, and favour a single global accounting framework, finds a new survey…

  • By: Staff
  • July 18, 2012 August 21, 2018
  • 00:00

How to perform better needs analyses

It’s crucial for clients to be in the right products.

Insuring the boat

Riding the waves in a turbulent market

Insure the cottage correctly

There are differences between insuring a home and cottage.

How to market insurance

Successful marketing of life and living benefits insurance starts with putting yourself in the mindset of your prospect or client and remembering that every decision…

Beware leveraged loans

Leveraged loans are risky, but that hasn’t stopped insurance advisors from touting them, with most positioning them as the ultimate living benefit of a death…

RBC suspends permanent insurance

RBC is suspending new sales of its permanent insurance products effective June 23, 2012.