More than two-thirds of Canadians (69%) say they’re optimistic about their current financial situation, says a recent CIBC poll. But that compares to 74% last year.

Read: How Canadians are squandering retirement savings

So, to ensure people’s confidence doesn’t dip further, revisit conversations about building emergency funds and erasing debt. It’s important to stress that financial goals should be more than than resolutions that fade away, says Christina Kramer, executive vice-president of CIBC.

Breakdown of poll findings

% of Canadians who feel positive about their financial situations, by region:

2016 2015
National69%74%
British Columbia71%72%
Alberta62%83%
Manitoba/Saskatchewan78%71%
Ontario68%73%
Quebec71%78%
Atlantic Canada67%65%

% of Canadians who feel positive about their financial situations, by age:

2016 2015
18-3469%70%
35-5465%70%
55+74%82%

% of Canadians who feel confident about meeting their financial goals, by region:

2016 2015
National80%85%
British Columbia82%85%
Alberta72%91%
Manitoba/Saskatchewan88%82%
Ontario80%81%
Quebec84%90%
Atlantic Canada69%84%

% of Canadians who feel confident about meeting their financial goals, by age:

2016 2015
18-3484%83%
35-5478%82%
55+79%91%

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