Our runner-up financial term of the year is RRIF.

Read: Second-runner-up financial term of 2015

The industry has been lobbying Ottawa for years to scale back mandatory minimum RRIF withdrawals. Well, this year the government listened, but not everyone is convinced the lower minimums are all they’re cracked up to be. Decide for yourself:

Should clients use the lower RRIF withdrawals?

New RRIF rules have GMWB implications

New RRIF rules don’t go far enough: C.D. Howe

Lower RRIF rates

Most retirees worried about running out of money


Time to lower RRIF minimums

Don’t blame mandatory RRIF withdrawals

Think you can guess our top financial term of the year? Take a crack at it in the comment box, below.