News and resources for Canada's top financial advisors
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Earn CE credits “Tax-efficient investing: Part 2” is eligible for CE credits, see Accreditation details for more information The questions for this course were written by John Campbell, Tax Group Leader and CA with Hilborn Ellis Grant LLP in Toronto. Reach him at 416-364-6398 or jcampbell@heg.on.ca. Part 1: Accounting for Tax Some tax-efficient investments aren’t […]
By Staff | April 18, 2012
19 min read
Tax-efficient investing doesn’t mean tax-free investing
15 min read
Earn CE credits “An in-depth look at commodity ETFs” is eligible for CE credits, see Accreditation details for more information September 2011 brought back bad memories of Lehman Brothers’ bankruptcy. Against that backdrop, it may be premature to look positively on any asset class. And this is perhaps particularly true of commodities—especially oil. Lack of […]
By Yves Rebetez | February 13, 2012
7 min read
Earn CE credits “An in-depth look at ETFs, Part 2” is eligible for CE credits, see Accreditation details for more information The questions for this course were written by Mark Yamada, President & CEO of PŮR Investing Inc., a registered portfolio management and software development firm specializing in disruptive strategies for investors, their advisors and pension […]
By Staff | January 24, 2012
17 min read
Earn CE credits “An in-depth look at ETFs, Part 1” is eligible for CE credits, see Accreditation details for more information. The questions for this course were written by Mark Yamada, President & CEO of PŮR Investing Inc., a registered portfolio management and software development firm specializing in disruptive strategies for investors, their advisors and […]
January 24, 2012
10 min read
One of the difficult decisions that must be made at the start of retirement is how to create lifelong income for your client
January 23, 2012
Planning and Advice
Asset allocation is the strategy investors follow to divide their money between different assets like stocks, bonds and cash. The underlying principle is that prices of different assets move in different(uncorrelated) ways, leading to the idea that diversification protects against risk, which is defined as volatility. But asset allocation says little about the investor’s objectives.
December 5, 2011
13 min read
The system recognizes that the company has already paid tax on its income. This tax is considered to be a prepayment of tax by the company on behalf of its shareholders. The latter may deduct their share of this tax in the form of a dividend tax credit calculated as a percentage of the grossed-up […]
By André Fok Kam | December 1, 2011
24 min read
Market Insights
DC and RSP benefits are completely a function of contributions and the actual investment result for each employee. Employees are responsible for the outcome, not employers, and the pension amount is unknown until retirement. High costs, poor investment decision-making and lack of scale are documented problems with DC plans, which have generally experienced returns 1% lower than DB plans over time, according to a recent Towers Watson study.
December 1, 2011
Given the number of Canadians who vacation in the U.S. each year, as well as those who move between borders for employment or other reasons, it’s important for financial advisors to be aware of the regulatory and income tax issues faced by clients who regularly spend time south of the border.
By Terry Ritchie | September 1, 2011
20 min read
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