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Top Stories in Retirement

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Retirement planning myths and misconceptions persist: IG Wealth

Nearly half of Canadians think they will be able to retire comfortably by just investing in an RRSP

senior couple worrying about their money situation

How inflation affects OAS timing

Three case studies to help clients choose when to begin their benefits

  • By: Lea Koiv
  • January 5, 2023 January 5, 2023
  • 14:34
retirement planning

Older Canadians mostly confident about aging and retirement: survey

A report found those over 80 were more positive about aging than younger retirees

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Retirement incomes prove better than expected: StatsCan

Study finds post-work incomes are adequate for most new retirees

Eggs on nest

Most employer retirement plans don’t support decumulation: report

Less than 5% of pension programs administered by the largest insurance companies offer decumulation options, finds the C.D. Howe Institute

  • By: Staff
  • October 25, 2022 October 25, 2022
  • 15:40
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Move away from DB plans puts pressure on global pensions

Canada's pension score improved slightly from last year but its ranking dropped to 13th, a report says

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Retirement in Canada is becoming less secure: report

Canada dropped in Natixis' annual ranking as inflation, interest rates and income inequality took a toll

  • By: Mark Burgess
  • September 13, 2022 September 13, 2022
  • 12:14

How should inflation affect retirement withdrawal rates?

Experts at the Morningstar Investment Conference discussed strategies for anxious retirees

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Assets surge but retirement challenges remain

Savings needs have risen alongside wealth, a C.D. Howe report says

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DP pools should be available to more retiring Canadians, report says

Today's retirees need more decumulation options, the report argues

  • By: Katie Keir
  • November 16, 2021 November 16, 2021
  • 14:01
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Not-so-OK boomer: Retiring workers to intensify labour shortages

Labour scarcity is likely to curb growth and boost inflation, RBC warns

Senior couple doing the income tax declaration online

Canadians’ retirement outlook remains resilient: report

However, retirees have seen their retirement plans disrupted by the pandemic

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Autopilot OK for DC plans, says FSRA

New guidance confirms that auto-enrolment mechanisms are permitted

  • By: Staff
  • November 8, 2021 November 8, 2021
  • 15:07

How much risk is enough?

Clients who run out of money in retirement could bring negligence claims against too-conservative advisors

4% rule is no longer an ideal retirement strategy, Milevsky says

The York University professor laid out his concerns at an event this week

Pandemic sparks worries for those nearing retirement, poll finds

More Canadians expect to outlive their savings

Five things that can sink your clients’ retirement ship

Most clients dream of cruising off into the sunset in retirement, but the journey is rarely that easy and carefree.

New Year’s resolutions for retirement planning

The dawn of the new year offers clients an opportunity to rethink and regroup, and to deal with some of those life and financial matters…

How clients can ramp up their retirement security

When it comes to retirement, many clients fear running out of cash while they still have plenty of living to do.

Supporting clients with dementia, and their caregivers

Dementia is an overarching term for a set of symptoms

Estate planning concerns for a blended family

Couple with kids from previous marriages considers adoption

Wealthy couple worries about worldwide estate value

Experts discuss tax mitigation and retirement options

When your clients know their date of death

With the assent of Bill C-14 in 2016, advisors will increasingly serve clients who choose medical assistance in dying. Here a financial planner, a lawyer…

The high costs of falling

Prevention and education can significantly reduce the risk of falls. A single fall can derail a carefully planned retirement. Advisors can learn the facts about…

Is your client emotionally ready to sell and rent?

Emotional, practical and physical factors are often as important as financial ones when it comes to selling the family home

Canadians favour TFSAs over RRSPs

Educate clients so that they don’t fall into any traps

  • February 21, 2019 February 21, 2019
  • 13:00

Financial sacrifices make it harder for women to save for retirement

Why a plan is critical

  • By: Staff
  • February 21, 2019 February 21, 2019
  • 11:45

Hot topic: Dealing with longevity risk

When clients transition from their “saving years” to having to live off their assets, they face a number of new risks. Primary among them is…