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Retirement in Canada is becoming less secure: report

Canada dropped in Natixis' annual ranking as inflation, interest rates and income inequality took a toll

How should inflation affect retirement withdrawal rates?

Experts at the Morningstar Investment Conference discussed strategies for anxious retirees

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Assets surge but retirement challenges remain

Savings needs have risen alongside wealth, a C.D. Howe report says

Wooden box lined with hay from the chicken eggs

DP pools should be available to more retiring Canadians, report says

Today's retirees need more decumulation options, the report argues

  • By: Katie Keir
  • November 16, 2021 November 16, 2021
  • 14:01
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Not-so-OK boomer: Retiring workers to intensify labour shortages

Labour scarcity is likely to curb growth and boost inflation, RBC warns

Senior couple doing the income tax declaration online

Canadians’ retirement outlook remains resilient: report

However, retirees have seen their retirement plans disrupted by the pandemic

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Autopilot OK for DC plans, says FSRA

New guidance confirms that auto-enrolment mechanisms are permitted

  • By: Staff
  • November 8, 2021 November 8, 2021
  • 15:07
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How much risk is enough?

Clients who run out of money in retirement could bring negligence claims against too-conservative advisors

Indian Couple Meeting With Financial Advisor At Home

4% rule is no longer an ideal retirement strategy, Milevsky says

The York University professor laid out his concerns at an event this week

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Pandemic sparks worries for those nearing retirement, poll finds

More Canadians expect to outlive their savings

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CARP partners with Purpose Investments to promote longevity fund

Association members will get a reduction in management fees

  • By: Staff
  • August 10, 2021 August 10, 2021
  • 12:51
HALFPOINT / ISTOCKPHOTO WITH FILES FROM ANNA GRIGORJEVA / 123RF STOCK PHOTO; ICONS: 123RF STOCK PHOTO

OSC names members of Seniors Expert Advisory Committee

Members will serve a one-year term

  • By: Staff
  • June 2, 2021 June 2, 2021
  • 14:40
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Purpose looks to fill retirement income gap with longevity fund

The fund has characteristics of an annuity or pension, with monthly lifetime distributions when investors turn 65

How sustainable is the CPP?

A panoramic view of the next 75 years

  • By: Jim Otar
  • May 14, 2021 May 14, 2021
  • 13:58

RRSP contributions remain steady despite Covid-19, advisors say

Increased savings and a hot market mean many advisors are managing client FOMO

Pandemic influencing retirement priorities, survey says

More Canadians are thinking about aging at home and living closer to family

  • By: Staff
  • February 18, 2021 February 18, 2021
  • 11:06

Five things that can sink your clients’ retirement ship

Most clients dream of cruising off into the sunset in retirement, but the journey is rarely that easy and carefree.

New Year’s resolutions for retirement planning

The dawn of the new year offers clients an opportunity to rethink and regroup, and to deal with some of those life and financial matters…

How clients can ramp up their retirement security

When it comes to retirement, many clients fear running out of cash while they still have plenty of living to do.

Supporting clients with dementia, and their caregivers

Dementia is an overarching term for a set of symptoms

Estate planning concerns for a blended family

Couple with kids from previous marriages considers adoption

Wealthy couple worries about worldwide estate value

Experts discuss tax mitigation and retirement options

When your clients know their date of death

With the assent of Bill C-14 in 2016, advisors will increasingly serve clients who choose medical assistance in dying. Here a financial planner, a lawyer…

The high costs of falling

Prevention and education can significantly reduce the risk of falls. A single fall can derail a carefully planned retirement. Advisors can learn the facts about…

Is your client emotionally ready to sell and rent?

Emotional, practical and physical factors are often as important as financial ones when it comes to selling the family home

Canadians favour TFSAs over RRSPs

Educate clients so that they don’t fall into any traps

  • February 21, 2019 February 21, 2019
  • 13:00

Financial sacrifices make it harder for women to save for retirement

Why a plan is critical

  • By: Staff
  • February 21, 2019 February 21, 2019
  • 11:45

Hot topic: Dealing with longevity risk

When clients transition from their “saving years” to having to live off their assets, they face a number of new risks. Primary among them is…