If your client is wondering whether to work part-time in retirement, the short answer is yes.

Read: Are Canadian investors too cautious?

Jonathan Chevreau, in a column for sister publication MoneySense, says retirees who leave their jobs at age 65 and earn no extra income can deplete their nest eggs to zero by their early 80s.

Read: Which country ranks No. 1 in retirement security?

“The outcome is much different for a couple earning just $2,000 a month between them part-time after 65 and going until 75,” Chevreau writes. “The dramatic effect is that even that modest amount of income delays the portfolio’s drop below zero beyond their early 90s. During the ten-year period of working part-time, not only does the nest egg not decline the first ten years, but it actually rises!”

Read the full story here.