Potential problems include an apathy gap and more discretionary managers
Remove one conflict, create another?
Invesco Canada is reducing the management and advisory fees (MAFs) on select series across several funds, effective May 23, 2017. Operating expenses for select fee-based series of certain funds are also being capped. The reductions and caps are expected to affect 75 fund series immediately, beginning May 23, 2017, since MAFs and operating expenses accrue […]
IIROC's message is clear: "disclosure alone is not sufficient to address conflicts."
Learn which investment fees are deductible and how those fees are treated by CRA in various structures, funds and accounts.
How MERs versus direct fees are treated
MER versus direct fee
Factors to consider
Too slow, or not slow enough?
While CSA hasn't yet decided to ban embedded commissions, it has mapped out how it'd do so in great detail.