The Bank of Canada has lowered its qualifying rate by 20 basis points
CMHC finds alternative lenders’ market share is growing as new mortgage growth slows
Total value of mortgages held by non-bank lenders was $325.5 billion in Q4
An RBC report breaks down the share of income required to cover ownership across the country
New StatsCan study finds debt-to-asset reveals more than debt-to-income
The housing market is stabilizing, says the Teranet–National Bank House Price Index
Moody’s commends the regulator for its commitment to tougher standards
Regulator says fewer lenders are approving mortgages for highly indebted borrowers
Find out why greater flexibility might be needed
The institute argues that affordability of mortgage debt proves the stress test is working