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The change isn't a game-changer, says economist Benjamin Tal

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Economist Benjamin Tal says the test is “suboptimal”

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The federal mortgage stress test is based on the posted rates at the big Canadian banks

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Mortgage growth was down but remained above average

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The current legislation supports a five-year term

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But the sector’s growth in Canada has still outpaced traditional banking

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The deceleration was led by slower growth in mortgage borrowing

  • By: Staff
  • January 14, 2020 January 14, 2020
  • 13:17
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Advisors can help clients worried about home ownership

  • By: Staff
  • January 10, 2020 January 10, 2020
  • 12:06
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A CIBC report examines household debt and the lessons for monetary policy

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The rating agency also said home prices in Toronto and Vancouver remain “vulnerable to shocks”