Advisor to Client is an educational resource with accessible articles to share with clients. Request topics you’d like us to cover. Tax What to know about making year-end donations In certain cases, the total federal-provincial tax credit can represent more than half of the gift amount By Rudy Mezzetta | December 5, 2023 3 min read Financial Planning What to know before commuting a pension The rules are complex, and so is your decision By Doug Carroll | November 27, 2023 5 min read Financial Planning Why a private mortgage needs an exit strategy The private lending market has flourished as home prices skyrocketed By Michelle Zadikian, The Canadian Press | October 30, 2023 4 min read Financial Planning Financial advice from AI may be educational but not holistic, experts say Hybrid model may provide better client outcomes By Ritika Dubey, The Canadian Press | October 26, 2023 3 min read Financial Planning What you need to consider before downsizing in retirement There’s a lot more to think about than projected savings By Doug Carroll | October 10, 2023 3 min read Investing The yield on a 10-year U.S. Treasury reached 5%. Here’s why that matters As one of the safest investments on the planet, U.S. Treasuries sway prices for all kinds of investments By Stan Choe, The Associated Press | October 23, 2023 4 min read Investing What is a covered call? Options strategies can provide income in flat or down markets By Suzanne Yar Khan | October 11, 2023 3 min read Investing What does a market-maker do? Pulling back the curtain on ETF intermediaries By Mark Burgess | October 11, 2023 3 min read