Home Insurance

Top Stories in Insurance

What’s next for GMWBs?

Guaranteed Minimum Withdrawal Products entered Canada with a bang, twisted through a few snags related to underlying pricing assumptions and now are cruising along as…

Is your client legally competent?

On Monday, France's wealthiest woman, L'Oreal heiress Liliane Bettencourt, lost control of her vast fortune after she failed a court-ordered incompetence test.

Customize life insurance for wealthy clients

Regular folks worry about debts, mortgages and the ability of their dependants to generate income after they die.

  • October 19, 2011 June 16, 2018
  • 07:00

IFRS will raise insurance costs

New accounting standards could complicate estate planning

Insurers to lift real estate fund suspension

Great-West Lifeco is preparing to lift a nearly three-year-old suspension on transfers, redemptions and withdrawals on the $3-billion real estate fund it shares with Canada…

Using life insurance to minimize estate taxes

Life insurance can be an effective tool to mitigate estate taxes on your client’s portfolio.

UL commissions on the block

If you've been dragging your feet on any universal life applications, you'd better get your act together; not only is the cost for your client…

  • By: Staff
  • September 23, 2011 August 21, 2018
  • 12:12

Share wealth without the tax burden

Life insurance can be an effective way to transfer wealth from one generation to another.

How to tailor insurance to affluent clients

Regular folks worry about debts, mortgages and the ability of their dependants to generate income after they die. High-net-worth clients don’t have to.

Use charitable life insurance to trigger a tax receipt

Life insurance is an appropriate tool to generate funds for charities and to enjoy significant tax benefits both in life and death.

Peace of mind costs less than lunch

Advisors are seldom in competition with other advisors and other product solution recommendations but they are in competition all the time with lifestyle.

Four ways to tailor life insurance for wealthy clients

Wealth brings its own set of problems, among them large tax bills and uncertain wealth transfer upon death. Even if your wealthy clients don’t like…

Cutting underwriting times

Reduce the time it takes to get policies approved for wealthy clients

Eliminate lesser-known insurance taxes, C.D. Howe says

Provincial insurance taxation weighs on consumers

  • By: Staff
  • October 3, 2018 October 3, 2018
  • 17:11

Immediate leveraged insurance: Tips and traps

Watch out for these issues

  • By: Kevin Wark
  • September 12, 2018 September 12, 2018
  • 15:14

Coach clients through death claims

The process should start while clients are still alive

What you should know about EI benefit changes

Parents and caregivers are affected

  • By: Staff
  • November 9, 2017 September 10, 2018
  • 15:08

Advise clients on insurance in unstable countries

Three experts weigh in

  • By: Allan Tong
  • April 13, 2017 September 10, 2018
  • 13:57

This advisor never thought he’d need CI coverage. Then he did

What he learned after becoming a statistic