Market Insights

High interest savings accounts on the rise

(September 2007) With the markets in turmoil, many clients are looking for new, less risky places to put their money. According to Toronto-based consultancy firm Investor Economics, the high interest savings account (HISA) is turning out to be the destination of choice for risk-averse investors. A recent Insight report from the firm focuses on the […]

By Bryan Borzykowski |September 6, 2007

3 min read

Market Insights

Quality trusts offer downside protection

(August 2007) It has been an unusually rough summer on the capital markets, which may be fine for younger investors with longer time horizons, but for those nearing retirement — or already there — volatility is the last thing they need. For investors who want downside protection and potential growth, it may be time for […]

By Steven Lamb |August 29, 2007

3 min read

Market Insights

Quality trusts offer downside protection

By Steven Lamb |August 27, 2007

3 min read

Market Insights

Retirement planning should be a sure thing

Most advisors already know the results, but they are well worth reviewing. On average, the individual who saved half as much but for twice as long (30 vs.15 years) ended up with nearly three times the wealth of the individual who saved twice as much, but for only half as long. In fact, historically the […]

By Peter Drake |August 8, 2007

4 min read

Central bank rates and retirement

(July 2007) Interest rates have been a big news story in recent weeks. The financial press writes massive amounts of copy on potential changes to short-term interest rates by central banks. For the most part, their analysis is short term. However, those of us involved in retirement planning need to take a longer-term perspective. We […]

By Peter Drake |July 5, 2007

4 min read

Investors eye uranium opportunity

(June 2007) Uranium prices have been rapidly rising as fears about nuclear fallout are replaced by ones about climate change. The markets have responded by offering a host of investment products that let retail investors get a piece of the action, including recently introduced futures trading on the NYMEX. Even advocates of uranium stress that, […]

By Mark Noble |June 11, 2007

4 min read

Why investing like a tourist might pay off

(June 2007) The Canadian dollar has been in the news a lot recently, and for good reason — it reached its highest value against the U.S. dollar in 30 years. Every day, we are inundated with media coverage on what the experts are saying. The variety and number of forecasts make the confusion worse than […]

By Peter Drake |June 6, 2007

3 min read

Bond investors prepare for bear market

(June 2007) The renewed threat of inflation in Canada poses a hazard for traditional bond portfolios, while the rise of huge investment funds in emerging economic superpowers is about to unleash a flood of liquidity into the global fixed income market, analysts predict. Dr. Sherry Cooper, executive vice-president and chief economic strategist at BMO Financial, […]

By Mark Noble |June 1, 2007

4 min read

The economics of retirement

Currencies: Why currencies fluctuate, taking account of currency fluctuations when investing and some perspectives on major currency changes that are likely to affect your clients. Economic conditions and developments: The relationship between economic growth and financial markets, globalization and what it means for clients, and why your clients should ignore most of the economic news […]

4 min read