Hélène Michaud

Decorative pattern

Living Benefits

Assessing the risk of cognitive disorders for LTC insurance

grocery shop use transportation prepare meals use the telephone manage medications IADL functions tend to be complex, requiring a combination of physical and cognitive capacities. For example, shopping requires mobility and a relatively intact cognition to handle the financial transactions involved. Loss of IADLs are, in some ways, a precursor to future loss of ADLs. […]

By Hélène Michaud | August 19, 2009

6 min read

Decorative pattern

Living Benefits

Insurance case study: Cancer (part 2), the claims process

Do you sometimes wonder why underwriters make certain decisions? Need insight into the different claims processes or help explaining things to clients? This mini-series from Munich Re will hopefully provide some of the answers. In future articles Hélène Michaud, assistant vice–president, marketing, Munich Reinsurance Company will discuss dementia, cognitive disorders, long term care and critical […]

By Hélène Michaud | February 2, 2009

4 min read

Decorative pattern

Living Benefits

Insurance case study: Cancer (part 1), the underwriter’s view

Do you sometimes wonder why underwriters make certain decisions? Need insight into the different claims processes or help explaining things to clients? This mini-series from Munich Re will hopefully provide some of the answers. In future articles Hélène Michaud, assistant vice–president, marketing, Munich Reinsurance Company will discuss dementia, cognitive disorders, long term care and critical […]

By Hélène Michaud | January 22, 2009

6 min read

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