Jason M. Pereira

Market Insights

Why the current retirement age hurts clients

Longevity risks, combined with a shrinking working population, are causing enormous shockwaves in the pension system.

By Jason M. Pereira | October 31, 2014

5 min read

Financial Planning

Rethink what debt costs you

These details get overlooked when calculating personal debt.

By Jason M. Pereira | May 21, 2014

4 min read

Market Insights

Do fees or taxes hit portfolios harder?

Which has a greater impact on portfolios?

By Jason M. Pereira | May 16, 2014

4 min read

Market Insights

A third dimension of risk

The industry’s tolerance measures are inadequate

By Jason M. Pereira | January 17, 2014

4 min read

Market Insights

Set realistic return expectations

I often ask prospects what levels of return they want. This is a simple test to see if they have achievable expectations.

By Jason M. Pereira | September 11, 2012

3 min read

Industry

The true cost of debt

The true cost of debt—to truly help clients understand, advisors need to factor in taxes

By Jason M. Pereira | February 1, 2012

4 min read

Planning and Advice

Compensation’s not the issue

Some advisors are worried the surge of ETFs means the death of trailers. That’s wrong-headed. Instead, accept these six realities to create a mutually beneficial relationship with clients

By Jason M. Pereira | November 1, 2011

5 min read

Planning and Advice

Ultravision explained

Looking to shelter your client’s investment income? If so, you have plenty of options these days.

By Jason M. Pereira | January 24, 2011

6 min read

Tax News

Ultravision explained

Looking to shelter your client’s investment income? If so, you have plenty of options these days.

By Jason M. Pereira | November 1, 2010

6 min read

Tax News

The cost of not getting an education

Most people desire to see their children become well educated, and given the burden of financing post-secondary learning, it’s no wonder education planning and savings has become a staple of the financial planning and investment industry. Of course, the most popular method to save for education is the Registered Education Savings Plan (RESP). The benefits […]

By Jason M. Pereira | September 16, 2010

6 min read