Lea Koiv

Tax & Estate

Lea Koiv , CPA, CMA, CA, CFP, TEP, is a tax, pension and retirement expert who has held senior roles at a national insurer and international accounting firms. Reach her at info@leakoivassociates.ca.

Understanding the CPP death benefit

The amount has been falling in real terms

By Lea Koiv |May 12, 2023

3 min read

What clients should know about the CPP reforms

Clients are paying in but increases to benefits remain minimal for now

By Lea Koiv |April 19, 2023

4 min read

How inflation affects OAS timing

Three case studies to help clients choose when to begin their benefits

By Lea Koiv |January 5, 2023

6 min read

Consider inflation when deciding when to begin CPP

The higher the inflation rate, the bigger the benefit of waiting

By Lea Koiv |June 28, 2022

4 min read

CRA issues newsletter for registered pension plan contracts

The additional guidance reduces the risk of purchasing a non-compliant annuity

By Lea Koiv |August 4, 2020

4 min read

Understanding maximum transfer value rules

What clients need to know when commuting a DB pension

By Lea Koiv |December 15, 2017

7 min read

Should clients take CPP’s post-retirement benefit before age 65?

Clients must answer this question if they’re still working at age 60

By Lea Koiv |October 20, 2017

7 min read

Shedding light on the CPP survivor benefit

Explaining a poorly understood mechanism

By Lea Koiv |September 22, 2017

11 min read

Pension splitting: special rules and planning opportunities

Find out how to help clients

By Lea Koiv |June 8, 2017

8 min read