Nicolas Ritoux

Nicolas Ritoux is an independent journalist who has written for since 2009.

LTC: Every client has a story to tell

In today’s society, death and serious illness may be even more taboo than sex. So how can an advisor offer long term care (LTC) insurance when clients refuse to face their own frailty? This was the question posed to a panel of three LTC experts at Munich Re’s LTC insurance conference in Montreal. Their unanimous […]

By Nicolas Ritoux |October 15, 2010

3 min read

Long Term Care Insurance: the definitions clarified

End of life issues can be disturbing to contemplate, let alone plan for. Long life can be a mixed blessing, as advanced ageing is often marked by regression our ability to look after ourselves. Activities of daily living (ADLs) are often lost in the reverse order that we gain them in childhood, according to speakers […]

By Nicolas Ritoux |October 8, 2010

4 min read