Warren Baldwin

Decorative pattern

Planning and Advice

It’s safest to underrate returns, overrate inflation

Recent market vicissitudes have proven that clients and their portfolios can be severely impacted by the twists and turns of economic circumstances. And I’m sure no advisor has been immune to the concerns of clients in the last 12 months; or exempt from the numerous handholding meetings. As a fee-only financial advisor, I’m also registered […]

By Warren Baldwin |September 16, 2009

7 min read

Decorative pattern

Market Insights

Can the hype

There’s a lot of talk these days about TFSAs, to the point where it seems they’re more heavily advertised than RRSPs. I, for one, am somewhat lukewarm on the benefi ts of TFSAs. And I fear they’re destined to be over-hyped and under-utilized. For both clients and advisors, they require paperwork to set up; a […]

By Warren Baldwin |April 30, 2009

3 min read

More Columnists

Aravind Sithamparapillai

Planning and Advice

Should business owners avoid CPP by paying themselves dividends?

March 20, 2024|5 min read

Ben Felix

Planning and Advice

Should business owners avoid CPP by paying themselves dividends?

March 20, 2024|5 min read

Understanding the role of bonds in retirement portfolios

February 5, 2024|4 min read

Coreen Sol

Finding your volatility sweet spot

March 7, 2024|4 min read

Unravelling confirmation bias

December 15, 2023|2 min read

Sam Sivarajan

Planning and Advice

Buckle up: Money’s wild ride through the world of social identity

February 15, 2024|3 min read

Understanding clients means helping them feel in control

December 20, 2023|3 min read

Catherine Hung

Beware of tainting GRE status

January 17, 2024|4 min read

Avoid double taxation on wealth transfers to the next generation

October 26, 2023|4 min read

Matt Trotta

Defining trusts for tax reporting and compliance

February 8, 2024|5 min read

RRSPs and estate administration

November 15, 2023|6 min read