Latest news in Life

Foresters offers whole life insurance for families

Foresters has launched a participating whole life insurance product for families.

  • By: Staff
  • April 29, 2013 August 21, 2018
  • 12:04

Stay-at-home spouses need insurance, too

Many husbands and wives who don’t earn a paycheque think insurance is a waste of money. Yet if they die, their working spouses will be…

Canada’s insurance industry will survive, says Moody’s

The outlook for Canada’s life insurance industry is stable, says a new report by Moody’s.

  • By: Staff
  • April 26, 2013 August 21, 2018
  • 05:59

Insurance premium financing tips

Offering helpful hints on the tax benefits of insurance premium financing.

  • By: Staff
  • April 23, 2013 August 21, 2018
  • 08:50

Do client policies pass the exempt test?

After an insurance policy’s 10th year, it must pass three tests to remain classified for protection, not investment, known collectively as the Exempt Test. Here’s…

Retirement planning for older parents

Women are more likely to have kids in their late 30s than they are in their early 20s. If clients delay parenthood, how does that…

Keep insurance returns tax-free

When clients buy insurance, the Income Tax Act classifies policies as meant for protection, not investment.

Should clients drop 10/8s?

Canadian investors are being pushed to wrap up their 10/8s, but what are their options?

Empire Life launches permanent insurance product

The Empire Life Insurance Company introduced a permanent life insurance product, Hybrid Solution 100, which combines guaranteed and adjustable features. It allows customers to benefit…

  • By: Staff
  • April 2, 2013 August 21, 2018
  • 10:37

The price is high…for now

If your clients are healthy, don’t sell them permanent insurance—at least not yet.

Canadian insurers will face hurdles in 2013

Canadian life insurers are in a better position than their U.S. counterparts, but still face challenges.

  • By: Staff
  • March 14, 2013 August 21, 2018
  • 11:13

5 types of insurance fraud

Educate clients about insurance fraud schemes.

  • By: Staff
  • March 12, 2013 August 21, 2018
  • 05:59

Insuring seniors costly, but worth it

It’s a well understood truth that the best deal on life insurance can be had when the client is young and in relatively good health.…

  • By: Al Emid
  • March 4, 2013 August 21, 2018
  • 06:00

Industrial Alliance reduces term rates, raises life rates

Blame low interest rates again.

  • By: Staff
  • February 27, 2013 August 21, 2018
  • 17:24

Desjardins Group records surplus in 2012

For fiscal 2012, Desjardins Group recorded surplus earnings of approximately $1.6 million, similar to profits posted in 2011.

  • By: Staff
  • February 22, 2013 August 21, 2018
  • 09:19

Desjardins raises permanent insurance and CI rates

This marks the fourth round of LCOI price changes on UL policies.

  • By: Staff
  • February 14, 2013 August 21, 2018
  • 17:34

Manulife’s mutual fund assets rise 18%

Manulife has aggressively marketed its money-management operations to move beyond just insurance.

  • By: Staff
  • February 8, 2013 July 10, 2018
  • 00:00

FSA launches annuity probe

An investigation of the UK’s £11 billion annuity market has been launched.

Are your clients’ kids protected?

The majority of Canadian parents agrees having the right amount of life insurance helps protect their children.

  • By: Staff
  • January 29, 2013 August 21, 2018
  • 06:00

How to explain policy ratings, declines

From time to time I receive e-mails from consumers with questions like "I wondered if it was legal for insurance companies to refuse to insure…

Must-reads on insurance

These popular articles on insurance will get you up to speed on what’s happening in the industry and provide you with information you need to…

  • By: Staff
  • January 24, 2013 August 21, 2018
  • 05:59

5 tips for self-employed clients

There's been a significant increase in the number of self-employed workers.

  • By: Staff
  • January 18, 2013 August 21, 2018
  • 10:21

Domestic insurers gaining market share

The Canadian insurance market has continued to deglobalize with the rise of domestic insurers.

  • By: Staff
  • January 16, 2013 August 21, 2018
  • 05:59

Calculating a 14-month trend

When dealing with insurance renewals, you’ll have to explain a 14-month trend to your client.

Top insurance underwriting tips

Significant risk factors often increase the premiums of life insurance policies. But there are also risks clients can manage to obtain better rates.