This course is no longer eligible for CE credits. Go to to find eligible courses.

Your clients are approaching the drawdown phase, and you need to pinpoint an annual withdrawal rate that ensures they won’t run out of money. If you think the old “4% rule” is the ticket, think again.

Retirement expert Jim Otar has written a new continuing education course explaining why the 4% rule won’t cut it, and what you can do to find the right number for each of your clients:

Purpose-driven sustainable withdrawal rate

Also check out two recently posted courses by PWL Capital’s Justin Bender and PWL Advisors’ Dan Bortolotti:

As Easy as ACB: Understanding and tracking adjusted cost base with ETFs

Foreign Withholding Taxes: How to estimate the hidden tax drag on U.S. and international equity index funds and ETFs