News and resources for Canada's top financial advisors
Est. 1998
Economic Indicators
Year-over-year insolvency activity rises
By James Langton |January 9, 2020
1 min read
More women are filing for insolvency — but with less debt than men
By Maddie Johnson |October 8, 2019
2 min read
Signs of financial distress persist
By Staff |October 4, 2019
For consumer insolvencies, the trend is driven by proposals, not bankruptcies
By Staff |August 15, 2019
Bankruptcies increased by 2% and proposals rose by 4.5%
By Staff |April 3, 2019
Consumer insolvencies rose more than 5% year over year in November
By Staff, with files from The Canadian Press |January 9, 2019
Industry
If your client is a student, struggles with cash flow might be expected, but some students experience greater financial challenges. That’s because student debt is often cited in insolvency. In fact, almost one in seven insolvencies involve student debt, says a report by Hoyes, Michalos and Associates Inc., which is based on a seven-year review […]
By Staff |September 5, 2018
It’s no secret Canadians are cash-strapped, with previous research suggesting many aren’t contributing enough to RRSPs and TFSAs. But, for those who face the extreme of insolvency, daily expenses can be insurmountable, let alone contributing to savings plans. The average insolvent Ontarian uses most of his income to pay for necessities such as housing and […]
By Staff |March 27, 2017
Clients in four provinces have access to this niche repayment option.
By Ted Michalos |December 12, 2016
3 min read
Planning and Advice
Many clients know all about the benefits and perils of borrowing money, but it’s likely they’re less prepared to be lenders.
By Ted Michalos |September 21, 2016
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