Keyword: CE credits

27 results found

One of the difficult decisions that must be made at the start of retirement is how to create lifelong income for your client

  • By: Jim Otar
  • January 23, 2012 August 21, 2019
  • 14:45

Asset allocation is the strategy investors follow to divide their money between different assets like stocks, bonds and cash. The underlying principle is that prices of different assets move in different(uncorrelated) ways, leading to the idea that diversification protects against risk, which is defined as volatility. But asset allocation says little about the investor’s objectives.

This course is no longer eligible for CE credits. Go to to find eligible courses. While tax-advantaged vehicles such as RRSPs and TSFAs are a sure bet for most investors, they are limited by the investor’s contribution room. Once that has been exhausted, investing in taxable accounts is the next step. At that point, […]

DC and RSP benefits are completely a function of contributions and the actual investment result for each employee. Employees are responsible for the outcome, not employers, and the pension amount is unknown until retirement. High costs, poor investment decision-making and lack of scale are documented problems with DC plans, which have generally experienced returns 1% lower than DB plans over time, according to a recent Towers Watson study.

The number of new advisors is growing, but as boomer advisors retire, the replacement rate may stall

  • By: Staff
  • September 30, 2011 December 17, 2019
  • 09:00

Given the number of Canadians who vacation in the U.S. each year, as well as those who move between borders for employment or other reasons, it’s important for financial advisors to be aware of the regulatory and income tax issues faced by clients who regularly spend time south of the border.

The aim of tax-efficient investing is not to simply minimize taxes — it’s to maximize the after-tax returns of any investments.

  • By: Staff
  • June 9, 2011 April 29, 2019
  • 11:02