With inflation still muted, officials said in December that the central bank could afford to be "patient''
Central bank says more rate hikes will be necessary 'over time'
Updated forecast projects two hikes in 2019, down from three
None of the banks expect a January hike, but that's where consensus ends
Central bank announcement takes a dovish tone
Some economists say three rate increases for next year are beginning to look less certain
The bank is researching alternative frameworks including a higher target for inflation
Next hike expected in December
Projections for economic growth and inflation mean interest rates will continue to move higher
As banks raise their prime rates, mortgage rates will likewise rise