News and resources for Canada's top financial advisors
Est. 1998
Life
A new client recently moved Canada and wants to buy life and health insurance. One problem: He’s from the Middle East.
By Suzanne Sharma |September 5, 2012
3 min read
Insurance doesn’t always work for young people, especially children. Some say, “The premiums are low, so why not insure?”
By Caroline Hanna and Dave Pettenuzzo |September 5, 2012
Industry
Neil Armstrong is on many people’s minds after his recent passing. His walk on the moon was a dangerous mission indeed. At the time, he wanted to make sure his family was taken care of in case he didn’t return. Unsurprisingly, a life-insurance policy for someone about to get on a rocket cost a fortune, […]
By Staff |September 4, 2012
1 min read
Olympia Financial Group has filed a patent application in Canada and the U.S. for an owner-directed universal life insurance product. The new product comprises a universal life insurance policy, which lets the owner of the insurance manage the assets in their account. The policyholder’s account will also have safeguards against lapses for non-payment of premiums, […]
By Staff |August 20, 2012
Participating in risky activities outside of the workplace can be costly, with the non-medical underwriting procedure requires the insured to disclose any potentially dangerous hobbies or sports.
By Maureen Glenn |July 31, 2012
2 min read
How accounting standards affect insurers
By Melissa Shin |July 23, 2012
Estate Planning
When completing insurance applications for clients, it’s often necessary to address touchy subjects—sometimes hitting on potentially embarrassing issues such as clients’ spending habits, their medical histories and even the quality of their marriages. But it’s a process that’s critical if we are to help people effectively plan for their financial futures.
By Bruce Cumming |May 21, 2012
6 min read
In matters of life, death and life insurance, you don't bend the rules.
By David Wm. Brown |April 20, 2012
Since the last quarter of 2010, most insurers have increased their prices; with some hinting at a third round of rate hikes. And the product itself may actually be heading for extinction, since some providers are removing their permanent products and focusing on adjustable insurance rates or term insurance.
By David Wm. Brown |March 1, 2012
Few insurance advisors pay attention to the settlement options in their clients’ policies. But you should. Policyholders can actually choose if beneficiaries are paid a settlement with an annuity or in a lump sum.
February 24, 2012
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