News and resources for Canada's top financial advisors
Est. 1998
Life
Whether clients are approaching retirement and are cognizant of the realities of aging, or are young professionals just beginning to save for the future, life insurance is a crucial part of a comprehensive plan.
By Paula MacMillan |February 1, 2012
4 min read
Estate Planning
Canadian insurers have gone through two rounds of price increases since December 2010. Does pricier insurance still make sense for clients who want to leave legacies?
By Kanupriya Vashisht |December 14, 2011
6 min read
Industry
Most people don't like talking about insurance. Whether it’s a life policy, critical illness or long-term care, the discussion revolves around topics most people want to avoid. Now think about the discussions around insuring children.
By Staff |November 14, 2011
2 min read
A challenging part of an advisor’s job is discussing two topics people least want to discuss: illness and death. Starting a conversation with clients about insuring their children is even more difficult.
By Judy Williams |November 8, 2011
9 min read
When selling or passing ownership of a business, 23% of the fair market value of the business goes straight to the CRA. How should you save for it?
By Ted Warburton |November 7, 2011
3 min read
How to get the funds to buy out deceased partner's shares
By Chris Ireland |November 6, 2011
Life insurance is an appropriate tool to generate funds for charities and to enjoy significant tax benefits both in life and death.
September 19, 2011
Wealth brings its own set of problems, among them large tax bills and uncertain wealth transfer upon death. Even if your wealthy clients don’t like to talk about dying, you can reframe the conversation to be about legacy.
September 1, 2011
Would the law go so far as to impose an obligation on an advisor to seek out and advise a beneficiary of a right to pay a premium on a lapsed policy? I don’t know, but if I were an advisor encountering a potential lapse situation, I’d have Compliance on speed dial.
August 1, 2011
Even if an insured answers all the health questions accurately at the time of application, a material health change could occur between the application date and the time the insured signed the good health declaration. So it’s vital the declaration be completed accurately and with the same diligence used in completing the application.
By Eli Wahby |August 1, 2011
5 min read
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