The right way to draw income in retirement

Tuesday, November 28, 2023 at 1:00 PM (ET)

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Illustration by: Colin McRae

Rates on guaranteed income products have risen to levels not seen in years. How should the current investing environment affect how retirees decumulate their nest egg, particularly as they begin drawing down their RRIFs? How can they do this tax efficiently, especially when considering government benefits? For business owners, how can pre-retirement withdrawals from a corporation improve retirement income? This webinar will address current opportunities for retirees amid today’s higher interest rates, as well as the perennial question of when and how to draw that income. 

This virtual roundtable, which aired live on Tuesday, November 28, 2023, at 1 pm ET and hosted by and Investment Executive, will address current opportunities for retirees amid today’s higher interest rates, as well as the perennial question of when and how to draw that income.

Moderated by: 
Melissa Shin, Editorial Director, & Investment Executive

Presented by:
Mustafa Bukhari, National Team Lead, Skyline Wealth Management Inc. 
Lori Clements, Director, Tax & Estate Planning, Sun Life Global Investments 
Bryan Lee, Vice President & Director, Retail Client Portfolio Management Team, TD Asset Management Inc.
John Natale, Head of Tax, Retirement & Estate Planning Services, Manulife Investment Management  

Need CE credits?

Please note that CE accreditation for this webinar is pending approval. CE accreditation is powered by CE Corner.

For those who missed the live webinar on Tuesday, November 28, 2023, at 1:00 PM ET, the recording is also available on CE Corner.

You will be required to complete a quiz to obtain a CE certificate from FP Canada, IIROC and MFDA. CE accreditation is powered by CE Corner.

If you attended the live webinar, you will receive an e-mail notification from CE Corner when your CE certificate from FP Canada, IIROC and MFDA, is ready.

If you do not yet have a profile on CE Corner, you will need to create one to obtain your CE accreditation.

If you have any questions, please contact


About the moderator

Melissa Shin is the Editorial Director of and Investment Executive. As an award-winning journalist, Melissa turns technical subject matter into accessible content for sophisticated audiences. Her reporting has been cited in university syllabi, in textbooks and to national regulators. Melissa has been with since 2011. Prior to that, she was managing editor of Corporate Knights, a North American magazine focused on clean capitalism. Melissa is the vice-chair of the board for Fashion Takes Action, a non-profit focused on advancing sustainability in the fashion industry. She is a graduate of the Schulich School of Business at York University.

About the presenters

Mustafa is responsible for managing Skyline Wealth’s Advisor team and sourcing new business opportunities to further expand Skyline Wealth’s investor base across Canada. He aholds a Chartered Investment Manager designation with more than 12 years of experience in the financial services industry. Mustafa has worked in Canadian banks, online brokerages, and wealth management firms, and is skilled in investment advisory services.

Lori Clements is a CPA, CA, MTax, CFP with 20 years of experience working with high net worth clients in the fields of tax and wealth management.  She enjoys sharing her knowledge and supporting others in growing their understanding of tax and estate planning.

Bryan leads a team of Retail Client Portfolio Managers who are responsible for representing the firm’s guiding principles, investment philosophy, performance/attribution, macroeconomic outlook and portfolio positioning to internal and external clients.  Additionally, he serves as the Private Investment Counsel Portfolio Strategist where he is responsible for providing market views and opinions, and articulating the impact on client portfolios of investment design and decisions made by the Asset Allocation Team.  His previous roles in the asset management industry include investment manager research, risk oversight, and portfolio strategy involving the development and ongoing support of multi-manager asset allocation solutions. He also has extensive experience in mid-market lending with TD Commercial Banking. Bryan holds a B.A. from Western University and is a member of the TD Wealth Asset Allocation Committee.

John joined Manulife in 2001, having previously worked as a tax lawyer with a national accounting firm and a private law firm. He has experience with estate and retirement planning strategies and a wide variety of general tax matters, including personal and corporate taxation, trusts, and investment-related topics generally.

He’s a frequent speaker at industry conferences and seminars, and has appeared as a guest expert on industry podcasts and BNN Bloomberg TV. John has published numerous articles on tax and estate planning, and is co-editor of Canadian Taxation of Life Insurance.

He has a Bachelor of Commerce degree from the University of Toronto and a Bachelor of Law degree from the University of British Columbia. John was called to the Ontario Bar in 1998. He has obtained his Canadian Securities Course certificate and completed the Canadian Institute of Chartered Accountants In-Depth Tax Course. John has Elder Planning Counselor and Certified Financial Planner designations, and is a member of the Ontario Bar Association and the Canadian Tax Foundation.